1295 SW BOSTON TERRACE, FORT WHITE, FL, 32038
Active1 days on marketListed Nov 5, 2026MLS #GC544669
About this home
1295 SW BOSTON TERRACE
Located in the sought-after Three Rivers Estates community, this beautifully updated and inviting 3BR/2BA home offers nearly 2,000 sq. ft. of living space on a spacious 1.84-acre double lot! Inside, you'll find a cozy wood-burning fireplace, an oversized kitchen with updated appliances and plenty of cabinet space, new flooring throughout, and fresh interior paint. One of the property's standout features is the 400-amp underground electrical service, already split into two separate panels, with one dedicated to the home and the other ready for a future workshop or additional improvements. Outside, the fully fenced property offers plenty of room for animals, gardening, and outdoor activities. There is also a barn-style storage shed with double lofts and an additional storage shed for tools and equipment. Other improvements include a newer metal roof and A/C ductwork updated around 2015. Enjoy everything North Florida's outdoor lifestyle has to offer! Three Rivers Estates features 9 private community parks along the beautiful Santa Fe and Ichetucknee Rivers, offering opportunities for swimming, fishing, boating, kayaking, tubing, and enjoying the crystal-clear waters that make this area so special. Spend your weekends exploring the rivers, visiting nearby freshwater springs, or relaxing in your own private backyard. Whether you're looking for a full-time residence or a weekend getaway, this property offers the perfect combination of space, updates, and access to some of North Florida's best outdoor recreation!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,984
Sqft
1.84 ac
Lot size
2000
Year built
One
Levels
$126
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,156 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,156/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−56.3%
$/sqft vs Fort White actives
$126 vs $192
Days on market
1 vs 51 typical
Where $126/sqft sits among the 17 Fort White actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Three Rivers Estates
Get to know Fort White. See the full Fort White guide →
Three Rivers Estates — neighborhood snapshot
Population
1,724
Median age
46
Median income
$51,123
Median home value
$161,335
Avg household
3
Households w/ children
186
The numbers that matter
The Fort White market
$330K → $374K
Fort White median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
8 of 17
Fort White actives have cut their price
Median sold price, Fort White, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the FORT WHITE 32038 median. See the full Fort White market guide →
Paper trail
This home's history
Reality check
What actually sold near 1295 SW BOSTON TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$90,000
595 SW TRENTON TERRACE · same community
3 bd · 2 ba · 1,701 sqft · $53/sqft · 52 DOM
Sold · Apr ’26$229,900
843 SW CENTRAL TERRACE · same community
3 bd · 2 ba · 1,560 sqft · $147/sqft · 140 DOM
Sold · May ’26$180,000
448 SW CENTRAL TERRACE · same community
3 bd · 2 ba · 1,512 sqft · $119/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1295 SW BOSTON TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1295 SW BOSTON TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1295 SW BOSTON TERRACE FAQs
What would the monthly payment be for 1295 SW BOSTON TERRACE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,156/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1295 SW BOSTON TERRACE?+
The most recent tax bill on record (2025) was $2,122. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1295 SW BOSTON TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort White?+
At $249,000, this home is listed about 21% below the Fort White median of $315,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of GARRETT REALTY · Katie Garrett. MLS #GC544669.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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