
513 BAR DRIVE, POINCIANA, FL, 34759
Active235 days on marketListed Mar 17, 2026MLS #L4959781
About this home
513 BAR DRIVE
One or more photo(s) has been virtually staged. Discover a truly unique tri-level home in Poinciana, FL, offering exceptional space, architectural character, and peaceful water views on an oversized flag lot. This one-of-a-kind residence features a newer 2023 roof, a flexible multi-generational layout, and a rare floor plan that stands out from anything else on the market. Step through the inviting courtyard-style entry into a warm, thoughtfully designed interior. The main level features a bright kitchen overlooking a cozy family room with a wood-burning fireplace and sliding glass doors that open to serene pond views—perfect for morning coffee or sunset evenings. The standout feature of this home is its distinct tri-level floor plan, offering unmatched versatility: Lower Level: Three spacious bedrooms plus a full bathroom. Ideal for guests or extended family. Upper Level: Two private primary suites, each with its own ensuite bathroom, creating the perfect setup for multi-generational living or dual work-from-home spaces. Main Level: Kitchen, family room, laundry room, and half bath for everyday convenience. Throughout the home, you’ll find abundant storage, thoughtful separation of living spaces, and room for everyone to spread out comfortably. Outside, the oversized lot provides privacy and endless possibilities, gardens, play areas or outdoor entertaining. The three-bay garage offers ample space for vehicles, tools, toys, or hobby equipment. Located minutes from shopping, dining, parks, schools, and major Central Florida attractions, this home delivers both tranquility and convenience. Homes with this rare tri-level design, water views, and nearly half an acre of land are hard to find! Don’t miss the opportunity to make it yours.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,502
Sqft
0.47 ac
Lot size
3
Garage
1986
Year built
Three Or More
Levels
$137
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,104 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,104/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.1%
$/sqft vs Poinciana actives
$137 vs $180
Days on market
235 vs 35 typical
Where $137/sqft sits among the 280 Poinciana actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Poinciana
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Poinciana. See the full Poinciana guide →
POINCIANA 34759 — neighborhood snapshot
Population
44,568
Median age
42.2
Median income
$69,373
Median home value
$300,400
Avg household
2.84
Households w/ children
4,347
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$290K → $291K
Poinciana median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
105 of 280
Poinciana actives have cut their price
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 124% above the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Reality check
What actually sold near 513 BAR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$305,000
611 CADDY DRIVE · same community
4 bd · 2 ba · 1,869 sqft · $163/sqft · 106 DOM
Sold · Feb ’26$265,000
564 BAR DRIVE · same community
4 bd · 2.5 ba · 1,651 sqft · $161/sqft · 5 DOM
Sold · Feb ’26$253,500
631 MIDIRON DRIVE · same community
3 bd · 2 ba · 1,575 sqft · $161/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 513 BAR DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 513 BAR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
513 BAR DRIVE FAQs
What would the monthly payment be for 513 BAR DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,104/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 513 BAR DRIVE?+
The most recent tax bill on record (2025) was $5,325. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 513 BAR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $479,000, this home is listed about 74% above the Poinciana median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 513 BAR DRIVE?+
Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$479,000 runs 124% above the POINCIANA 34759 median — but at 3,502 sqft it's also nearly twice the size of the typical Poinciana listing.
02Time on market is leverage
235 days on market against a Poinciana median of 35 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $515,000, now $479,000 — a $36K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Sarah Garner. MLS #L4959781.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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