CENTURY 21 Edge
$599,900$675,0004 bd3.5 ba2,974 sqft$202 /sqft$3,960 /mo all-in ↓

1603 SIR HENRYS TRAIL, LAKELAND, FL, 33809

Active154 days on marketListed Mar 9, 2026MLS #L4960070

Reduced $75KSingle Family ResidenceBUCKINGHAM

About this home

1603 SIR HENRYS TRAIL

If you are looking for a beautiful community with it"s own private lake, look no further! This newly renovated 4/3/1 home is turn key! Low HOA allows for front entrance maintenanace and lake access to the gazebo where you will enjoy fishing, reading or just bird watching! * 2024 new roof * 2025 epoxy flooring in garage and back lanai * 2026 premium wood flooring throughout * 2026 designer laundry room with LED lighting & custom cabinets * 2026 all new hurricane windows and (3) 8' sliding glass doors * 2025 interior and exterior paint. * gourmet eat in kitchen * new state-of-the-art convection stove with built in air fryer * new refrigerator with dual ice maker * granite counter tops throughout including bathrooms * hot tub with screened enclosure & 4th full bath * fenced in separated dog area * crown molding throughout * two spacious pantries for ample storage * 2026 updated garage doors * 2026 new ceiling fans in bedrooms * 2026 property has been upgraded with modern electrical system * private lake is well-stocked * circle drive for extra parking * recently appraised~ Call today to see this spectacular home centrally located between Tampa & Orlando! SELLER WILL ENTERTAIN ALL OFFERS AND ASSIST TOWARDS CLOSING COSTS! ***SELLER WILL ONLY DO REPAIRS PERTAINING TO 4 POINT INSPECTION ***

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,974

Sqft

0.34 ac

Lot size

3

Garage

2002

Year built

One

Levels

$202

Per sqft

FireplacePets allowed

Inside

FlooringHardwood
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator · Water Filtration System
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingCircular Driveway · Garage Door Opener · Guest · Oversized
ExteriorDog Run · Fire Pit · Irrigation System · Outdoor Shower · Playground · Private Yard · Sliding Doors

Community & fees

HOA fee$38/mo
Taxes (2025)$3,595/yr
PetsYes
CommunityLake · Private Boat Ramp · Water Access

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Propane · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,960 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,237
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$300
HOA fee — from the listing$38
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,990
Interest rate6.00%
Loan term

Estimated payment

$3,960/mo

Principal & interest$3,237
PMI (est., until 20% equity)$225
Property taxes (actual bill)$300
HOA / condo fee$38
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lakeland actives

$202 vs $194

Days on market

154 vs 44 typical

Where $202/sqft sits among the 400 Lakeland actives

74
135
103 · this home
41
20
27
$126–161$161–195$195–230$230–265$265–300$300+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 1603 SIR HENRYS TRAIL

Drive times from this address

Walt Disney World41 min
Downtown Tampa49 min
Universal Orlando51 min
Downtown Orlando57 min
Tampa Int’l Airport (TPA)60 min
Orlando Int’l Airport (MCO)62 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

The numbers that matter

The Lakeland market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$316K$316K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

203 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 77% above the Lakeland median. See the full Lakeland market guide →

Paper trail

This home's history

CurrentPrice reduced to $599,900 $75K
Mar 9, 2026Listed at $675,000 · 154 days on market since
2002Built · BUCKINGHAM

Reality check

What actually sold near 1603 SIR HENRYS TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1604 PALACE COURTSold · May ’26

$525,000

1604 PALACE COURT · same community

4 bd · 2.5 ba · 2,723 sqft · $193/sqft · 31 DOM

1509 LITTLE JOHNS TRAILSold · Dec ’25

$480,000

1509 LITTLE JOHNS TRAIL · same community

4 bd · 3 ba · 2,572 sqft · $187/sqft · 73 DOM

1615 LADY BOWERS TRAILSold · Jul ’26

$440,000

1615 LADY BOWERS TRAIL · same community

4 bd · 2.5 ba · 2,555 sqft · $172/sqft · 130 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Alek Cherrone

Your agent

Alek Cherrone

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1603 SIR HENRYS TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1603 SIR HENRYS TRAIL — before you fall in love.

See it in person

Schedule a tour

Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1603 SIR HENRYS TRAIL FAQs

What would the monthly payment be for 1603 SIR HENRYS TRAIL?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,960/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1603 SIR HENRYS TRAIL?+

The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1603 SIR HENRYS TRAIL?+

The most recent tax bill on record (2025) was $3,595. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1603 SIR HENRYS TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $599,900, this home is listed about 77% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$599,900 runs 77% above the Lakeland median — but at 2,974 sqft it's also 73% larger than the typical Lakeland listing.

02Time on market is leverage

154 days on market against a Lakeland median of 44 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $675,000, now $599,900 — a $75K cut. The full history is in the market section below.

Listing courtesy of DREAM REALTY GROUP · Beth Lusa. MLS #L4960070.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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