1603 SIR HENRYS TRAIL, LAKELAND, FL, 33809
Active243 days on marketListed Mar 9, 2026MLS #L4960070
About this home
1603 SIR HENRYS TRAIL
If you are looking for a beautiful community with it's own private lake, look no further! This newly renovated 4/3/1 home is turn key! Low HOA allows for front entrance maintenanace and lake access to the gazebo where you will enjoy fishing, reading or just bird watching! * 2024 new roof * 2025 epoxy flooring in garage and back lanai * 2026 premium wood flooring throughout * 2026 designer laundry room with LED lighting & custom cabinets * 2026 all new hurricane windows and (3) 8' sliding glass doors * 2025 interior and exterior paint. * gourmet eat in kitchen * new state-of-the-art convection stove with built in air fryer * new refrigerator with dual ice maker * granite counter tops throughout including bathrooms * hot tub with screened enclosure & 4th full bath * fenced in separated dog area * crown molding throughout * two spacious pantries for ample storage * 2026 updated garage doors * 2026 new ceiling fans in bedrooms * 2026 property has been upgraded with modern electrical system * private lake is well-stocked * circle drive for extra parking * recently appraised~ Call today to see this spectacular home centrally located between Tampa & Orlando! ***SELLER WILL ONLY DO REPAIRS PERTAINING TO 4 POINT INSPECTION ***
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,974
Sqft
0.34 ac
Lot size
3
Garage
2002
Year built
One
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,517 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,517/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.2%
$/sqft vs Lakeland actives
$185 vs $195
Days on market
243 vs 54 typical
Where $185/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33809 — neighborhood snapshot
Population
30,797
Median age
42.3
Median income
$70,066
Median home value
$292,000
Avg household
2.6
Households w/ children
3,662
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$307K → $320K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
221 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% above the LAKELAND 33809 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1603 SIR HENRYS TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$525,000
1604 PALACE COURT · same community
4 bd · 2.5 ba · 2,723 sqft · $193/sqft · 31 DOM
Sold · Dec ’25$480,000
1509 LITTLE JOHNS TRAIL · same community
4 bd · 3 ba · 2,572 sqft · $187/sqft · 73 DOM
Sold · Jul ’26$440,000
1615 LADY BOWERS TRAIL · same community
4 bd · 2.5 ba · 2,555 sqft · $172/sqft · 130 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1603 SIR HENRYS TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1603 SIR HENRYS TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1603 SIR HENRYS TRAIL FAQs
What would the monthly payment be for 1603 SIR HENRYS TRAIL?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,517/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1603 SIR HENRYS TRAIL?+
The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1603 SIR HENRYS TRAIL?+
The most recent tax bill on record (2025) was $3,595. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1603 SIR HENRYS TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $550,000, this home is listed about 67% above the Lakeland median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1603 SIR HENRYS TRAIL?+
Sleepy Hill Middle School (middle), Sleepy Hill Elementary School (elementary), Lake Gibson Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$550,000 runs 85% above the LAKELAND 33809 median — but at 2,974 sqft it's also 71% larger than the typical Lakeland listing.
02Time on market is leverage
243 days on market against a Lakeland median of 54 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $675,000, now $550,000 — a $125K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DREAM REALTY GROUP · Beth Lusa. MLS #L4960070.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lakeland homes, in your inbox
Like 1603 SIR HENRYS TRAIL but not quite? A daily digest of every new listing in Lakeland — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Tommy to ping you on any price or status change →