CENTURY 21 Edge
$569,9005 bd3 ba2,622 sqft$217 /sqft≈$4,144 /mo all-in ↓

4502 SUGARTREE DRIVE W, LAKELAND, FL, 33813

Active72 days on marketListed Aug 7, 2026MLS #L4963707

Private poolSingle Family ResidenceSUGARTREE

About this home

4502 SUGARTREE DRIVE W

Welcome to this beautifully updated South Lakeland pool home in the desirable Sugartree community! Featuring 5 bedrooms, 3 bathrooms, and approximately 2,622 square feet of living space, this spacious home sits on an oversized .33-acre lot and combines modern updates with exceptional indoor and outdoor living. Step inside to discover a bright, inviting interior featuring fresh paint, updated lighting, new luxury vinyl plank and tile flooring, and a flexible floor plan designed for both everyday comfort and entertaining. The updated kitchen showcases white cabinetry, beautiful quartz countertops, stainless steel appliances, and stylish finishes. The spacious living areas provide plenty of room to gather, while the generously sized bedrooms allow flexibility for guests, a home office, or additional living space. All three bathrooms have been updated with modern lighting, fixtures, and finishes. The true highlight is the incredible outdoor living space! Enjoy your own private Florida retreat featuring a screened-in swimming pool, spacious covered patio, and beautifully updated outdoor kitchen area complete with countertops, cabinetry, and a sink, with room to add your own grill. Whether hosting gatherings, enjoying weekend cookouts, or simply relaxing by the pool, this outdoor space is designed for year-round enjoyment. The beautifully landscaped backyard is fully enclosed by a concrete block wall, providing added privacy. Additional highlights include a newer roof, newer air-conditioning system, attached garage, and low annual HOA fees. Conveniently located in South Lakeland near shopping, dining, medical facilities, and the Polk Parkway, this home combines space, comfort, and convenience in an established neighborhood. Beautifully updated, move-in ready, and designed for the Florida lifestyle. Schedule your private showing today!

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,622

Sqft

0.33 ac

Lot size

2

Garage

1978

Year built

One

Levels

$217

Per sqft

Private poolFireplacePets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ParkingGarage Door Opener · Garage Faces Side · Guest · Off Street · Parking Pad
ExteriorIrrigation System · Lighting · Sliding Doors

Community & fees

HOA fee$30/mo
Taxes (2025)$7,976/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,144 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,075
PMI (est., until 20% equity)$214
Property tax — 2025 actual bill$665
HOA fee — from the listing$30
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $56,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $56,990
Interest rate6.00%
Loan term

Estimated payment

$4,144/mo

Principal & interest$3,075
PMI (est., until 20% equity)$214
Property taxes (actual bill)$665
HOA / condo fee$30
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $570K
$473KedgeAI estimate $547,008 · range $492K–$563K$593K

vs edgeAI estimate

+4.2%

$/sqft vs Lakeland actives

$217 vs $195

Days on market

72 vs 60 typical

Where $217/sqft sits among the 400 Lakeland actives

58
79
117
75 · this home
38
33
$119–149$149–180$180–210$210–240$240–271$271+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Drive times from this address

Downtown Tampa≈ 39 min
Tampa Int’l Airport (TPA)≈ 51 min
Walt Disney World≈ 52 min
Universal Orlando≈ 62 min
Downtown Orlando≈ 68 min
Orlando Int’l Airport (MCO)≈ 73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

LAKELAND 33813 — neighborhood snapshot

Population

38,112

Median age

39.9

Median income

$96,723

Median home value

$330,100

Avg household

2.72

Households w/ children

5,079

For the school run

Polk County School District

ElementaryMedulla Elementary School★★★★★
MiddleSouthwest Middle School★★★★★
HighGeorge W. Jenkins Senior High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$316K → $322K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

224 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 42% above the LAKELAND 33813 median. See the full Lakeland market guide →

Paper trail

This home's history

Aug 7, 2026Listed at $569,900 · 72 days on market since
1978Built · SUGARTREE

Reality check

What actually sold near 4502 SUGARTREE DRIVE W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1113 SUGARTREE DRIVE NSold · Oct ’26

$470,000

1113 SUGARTREE DRIVE N · same community

4 bd · 2 ba · 2,619 sqft · $179/sqft · 95 DOM

1003 SUGARTREE DRIVE SSold · Feb ’26

$450,000

1003 SUGARTREE DRIVE S · same community

3 bd · 2.5 ba · 2,380 sqft · $189/sqft · 53 DOM

1129 SUGARTREE LANE NSold · Jan ’26

$624,900

1129 SUGARTREE LANE N · same community

5 bd · 3 ba · 3,150 sqft · $198/sqft · 40 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4502 SUGARTREE DRIVE W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4502 SUGARTREE DRIVE W — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4502 SUGARTREE DRIVE W FAQs

What would the monthly payment be for 4502 SUGARTREE DRIVE W?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,144/mo — principal and interest, the actual property-tax bill, the $30/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4502 SUGARTREE DRIVE W?+

The association fee works out to $30 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4502 SUGARTREE DRIVE W?+

The most recent tax bill on record (2025) was $7,976. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4502 SUGARTREE DRIVE W?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $569,900, this home is listed about 72% above the Lakeland median of $331,450. The market section on this page shows how the area is trending.

Which schools are assigned to 4502 SUGARTREE DRIVE W?+

Medulla Elementary School (elementary), Southwest Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS REALTY · Robert Sanders. MLS #L4963707.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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4502 SUGARTREE DRIVE W, LAKELAND, FL — 5 Bed, 3 Bath — $569,900 | CENTURY 21 Edge