CENTURY 21 Edge
$2,5604 bd3 ba2,359 sqft$1 /sqft$179 /mo all-in ↓

125 COSTA LOOP, AUBURNDALE, FL, 33823

Active0 days on marketListed Jul 24, 2026MLS #L4963794

Priced 99% below the AUBURNDALE 33823 medianWaterfrontSingle Family ResidenceESTATES AUBURNDALE

About this home

125 COSTA LOOP

Virtually Staged. . Check out this beautiful 4-bedroom, 3-bath waterfront home located in the highly desirable gated community of The Estates of Auburndale. This well-maintained home features a spacious open floor plan with vaulted ceilings and an abundance of natural light throughout. The gourmet kitchen is perfect for entertaining and offers a large center island with a breakfast bar, a walk-in pantry, breakfast nook, and plenty of cabinet and counter space. The expansive living room showcases stunning lake views, while the formal living and dining rooms provide additional space for gatherings and special occasions. The spacious primary suite is a true retreat, featuring a luxurious en-suite bathroom with separate his-and-hers vanities, a glass-enclosed walk-in shower, a relaxing soaking tub, and two large walk-in closets. The additional bedrooms are generously sized, providing plenty of room for family, guests, or a home office. Throughout the home, you'll find beautiful wood and tile flooring—no carpeting—making maintenance a breeze. An inside laundry room with a washer and dryer is included for your convenience, along with a two-car garage equipped with an automatic opener. Step outside to the screened lanai and enjoy peaceful waterfront views while taking in Florida's breathtaking sunsets. Residents of The Estates of Auburndale also enjoy access to outstanding community amenities, including resort-style swimming pools, playgrounds, basketball courts, and scenic walking trails. Conveniently located near shopping, restaurants, schools, and major highways, this exceptional home offers the perfect combination of luxury, comfort, and convenience. Don't miss your opportunity to make this stunning waterfront property your next home! Administration Fee: Upon approval tenants will be subject to a $250 one-time administration fee. This property is proud to offer deposit-free living to qualified renters through Obligo! We understand that moving costs can add up, so we want to extend financial flexibility to our residents. Resident Benefit Package (Included in rental amount): -Bi-monthly A/C Filter Delivery -$100,000 Tenant Liability Insurance/ $10,000 Content Coverage -PestShare Service -Identity Protection -Credit building (All Credit Bureaus) -Piñata Tenant Rewards Program -Tenant Portal Access: Online payments & submission of maintenance requests -24 Hour Emergency Maintenance Hotline -One time Late Fee Forgiveness -$500 Rebate after closing if you purchase a home with one of our preferred Realtors

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,359

Sqft

0.25 ac

Lot size

2

Garage

2006

Year built

One

Levels

$1

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCarpet
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Solid Wood Cabinets · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

ViewWater
ExteriorIrrigation System · Lighting · Sidewalk

Community & fees

PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Public
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$179 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$15
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $90Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $90
Interest rate6.00%
Loan term

Estimated payment

$179/mo

Principal & interest$15
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Auburndale

Map of 125 COSTA LOOP

Drive times from this address

Walt Disney World35 min
Universal Orlando45 min
Downtown Orlando51 min
Downtown Tampa54 min
Orlando Int’l Airport (MCO)55 min
Tampa Int’l Airport (TPA)65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Auburndale. See the full Auburndale guide →

AUBURNDALE 33823 — neighborhood snapshot

Population

39,146

Median age

40.8

Median income

$64,248

Median home value

$234,300

Avg household

2.89

Households w/ children

4,326

For the school run

Polk County School District

ElementaryAuburndale Central Elementary School★★★★
MiddleJere L. Stambaugh Middle★★★★
HighAuburndale Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Auburndale market

Seller’s marketBalanced5.9 months of inventoryBuyer’s market

$316K$335K

Auburndale median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the AUBURNDALE 33823 median. See the full Auburndale market guide →

Paper trail

This home's history

Jul 24, 2026Listed at $2,560 · 0 days on market since
2006Built · ESTATES AUBURNDALE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 125 COSTA LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 125 COSTA LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

125 COSTA LOOP FAQs

What would the monthly payment be for 125 COSTA LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 125 COSTA LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Auburndale?+

At $2,560, this home is listed about 99% below the Auburndale median of $355,000. The market section on this page shows how the area is trending.

Which schools are assigned to 125 COSTA LOOP?+

Auburndale Central Elementary School (elementary), Jere L. Stambaugh Middle (middle), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the AUBURNDALE 33823 market on paper

$2,560 is 99% below the AUBURNDALE 33823 median of $325,000, and at $1/sqft it sits under the Auburndale average of $198.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Listed today in a Auburndale market that averages 50 — if it fits, move quickly.

Listing courtesy of S & D REAL ESTATE SERVICE LLC · Richard Eijo. MLS #L4963794.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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