CENTURY 21 Edge
$370,0003 bd2 ba2,018 sqft$183 /sqft$3,078 /mo all-in ↓

147 COSTA LOOP, AUBURNDALE, FL, 33823

Active14 days on marketListed Sep 8, 2026MLS #O6437062

Single Family ResidenceESTATES AUBURNDALE

About this home

147 COSTA LOOP

Tucked behind the gates of the Estates of Auburndale, this community offers a peaceful, upscale setting framed by mature, manicured landscapes. As you make your way through the neighborhood, you'll immediately notice the pride of ownership on display, tidy landscaping and well-cared-for homes at every turn. Here's your chance to own a beautifully updated 3-bedroom, 2-bathroom home with a versatile bonus space ready to become a den, home office, or whatever fits your lifestyle. With 2,018 square feet of living space on a spacious quarter-acre lot, there's room to spread out. This home received a top-to-bottom refresh in 2023, so nearly every major system is basically new: roof, HVAC system, water heater, along with freshly painted interiors, and updated baseboards throughout. Say goodbye to carpet entirely, every space now features sleek luxury vinyl plank flooring. And for extra security, the home comes with a 16-camera surveillance system already in place. Fresh paver work lines both sides of the driveway, giving the property a polished curb appeal while making it simple to get in and out. Approaching the front door, you're greeted by a lush, well-kept lawn, neatly trimmed hedges, and established shade trees leading up to a charming covered porch with room to sit and relax. Inside, the open-concept layout shines — literally — with natural light pouring in through the oversized sliding glass doors. The living area anchors the home, flowing effortlessly into the kitchen and dining space, so cooking, hosting, and everyday life all happen together. Beyond the main living space, this home offers well-sized bedrooms, a flexible office space, and two full bathrooms. Step out to the screened lanai and take in views of the backyard, a great spot to unwind no matter the weather. The fully fenced backyard is lush and private, with thick, healthy grass, a stunning olive tree as the centerpiece, and plenty of open space, whether you're dreaming of a future pool or just want room to entertain. Just a short walk or bike ride away, the community amenities include a resort-style pool with a dedicated kiddie area, a playground, basketball courts, and a one-of-a-kind turtle habitat worth seeing for yourself. With quick access to I-4 and Polk Parkway, your commute stays stress-free. This isn't just a house, it's your entry into a welcoming, tight-knit community where homeowners take real pride in where they live. Come see why this one won't last long. Call for a private tour today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,018

Sqft

0.25 ac

Lot size

2

Garage

2006

Year built

One

Levels

$183

Per sqft

FireplaceNegotiablePets allowed

Inside

FlooringTile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorSidewalk

Community & fees

HOA fee$170/mo
Taxes (2025)$4,871/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,078 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property tax — 2025 actual bill$406
HOA fee — from the listing$170
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,950Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,950
Interest rate6.00%
Loan term

Estimated payment

$3,078/mo

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property taxes (actual bill)$406
HOA / condo fee$170
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $370K
$346KedgeAI estimate $367,485 · range $360K$380K$395K

vs edgeAI estimate

+0.7%

$/sqft vs Auburndale actives

$183 vs $190

Days on market

14 vs 57 typical

Where $183/sqft sits among the 254 Auburndale actives

49
57 · this home
80
34
8
26
$129–157$157–184$184–211$211–238$238–265$265+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Auburndale

Drive times from this address

Walt Disney World35 min
Universal Orlando45 min
Downtown Orlando51 min
Downtown Tampa54 min
Orlando Int’l Airport (MCO)55 min
Tampa Int’l Airport (TPA)65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Auburndale. See the full Auburndale guide →

AUBURNDALE 33823 — neighborhood snapshot

Population

39,146

Median age

40.8

Median income

$64,248

Median home value

$234,300

Avg household

2.89

Households w/ children

4,326

For the school run

Polk County School District

ElementaryWalter Caldwell Elementary School★★★★★
HighAuburndale Senior High School★★★★
MiddleJere L. Stambaugh Middle★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Auburndale market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$316K$345K

Auburndale median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

136 of 254

Auburndale actives have cut their price

Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% above the AUBURNDALE 33823 median. See the full Auburndale market guide →

Paper trail

This home's history

Sep 8, 2026Listed at $370,000 · 14 days on market since
2006Built · ESTATES AUBURNDALE

Reality check

What actually sold near 147 COSTA LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

506 ALLERIA COURTSold · Sep ’26

$375,000

506 ALLERIA COURT · same community

3 bd · 2 ba · 2,018 sqft · $186/sqft · 467 DOM

503 CIMAROSA AVENUESold · Jul ’26

$337,500

503 CIMAROSA AVENUE · same community

3 bd · 2 ba · 2,192 sqft · $154/sqft · 69 DOM

113 COSTA LOOPSold · Apr ’26

$425,000

113 COSTA LOOP · same community

3 bd · 2 ba · 2,270 sqft · $187/sqft · 159 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 147 COSTA LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 147 COSTA LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

147 COSTA LOOP FAQs

What would the monthly payment be for 147 COSTA LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,078/mo — principal and interest, the actual property-tax bill, the $170/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 147 COSTA LOOP?+

The association fee works out to $170 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 147 COSTA LOOP?+

The most recent tax bill on record (2025) was $4,871. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 147 COSTA LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Auburndale?+

At $370,000, this home is listed about 6% above the Auburndale median of $347,900. The market section on this page shows how the area is trending.

Which schools are assigned to 147 COSTA LOOP?+

Walter Caldwell Elementary School (elementary), Auburndale Senior High School (high), Jere L. Stambaugh Middle (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL BROKER, LLC · Ken Pozek. MLS #O6437062.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Auburndale homes, in your inbox

Like 147 COSTA LOOP but not quite? A daily digest of every new listing in Auburndale — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Chad to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated September 22, 2026 at 2:50 PM UTC. The listing information on this page last changed on September 22, 2026 at 2:50 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on September 22, 2026 at 2:50 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: September 22, 2026 at 2:50 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

147 COSTA LOOP, AUBURNDALE, FL — 3 Bed, 2 Bath — $370,000 | CENTURY 21 Edge