122 COSTA LOOP, AUBURNDALE, FL, 33823
Active125 days on marketListed Mar 30, 2026MLS #O6394588
About this home
122 COSTA LOOP
Welcome to resort-style living in the highly sought-after, gated community of Estates of Auburndale—where location, luxury, and lifestyle come together seamlessly! Enjoy easy access to Interstate 4, placing you just minutes from downtown Auburndale, as well as worldclass attractions like LEGOLAND Florida Resort, with convenient commutes to both Tampa and Orlando. This stunning 4-bedroom, 3 full-bath home features a highly desirable three-way split floor plan, offering the perfect balance of privacy and functionality. The expansive primary suite is tucked away on its own side of the home, creating a true retreat complete with a large walk-in closet and a spa-inspired en-suite bath featuring a custom granite vanity, glass-enclosed shower, and a relaxing garden tub. On the opposite wing, two generously sized bedrooms share a full bath, thoughtfully separated by a hallway with a pocket door—ideal for added privacy. A fourth bedroom and full bath are located toward the rear of the home, making it perfect for guests, multigenerational living, or a private office suite. The beautifully updated kitchen—remodeled just five years ago—is a true showstopper, boasting high-end solid wood custom cabinetry with pull-out shelving, granite countertops, stainless steel appliances, a large breakfast bar, and a cozy dinette area—perfect for both everyday living and entertaining. Additional highlights include a private den with double French doors, a fully fenced backyard, new gutters, and a screened patio ideal for relaxing evenings or hosting gatherings year-round. Residents of Estates of Auburndale enjoy peace of mind and resort-style amenities, including gated entry with 24-hour video surveillance, two community pools, and a playground—all within a beautifully maintained neighborhood. With its premium upgrades, flexible layout, and unbeatable location, this home truly checks every box. Schedule your private showing today and experience the lifestyle you’ve been waiting for!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,422
Sqft
0.26 ac
Lot size
2
Garage
2005
Year built
One
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,355 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,355/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.6%
$/sqft vs Auburndale actives
$171 vs $189
Days on market
125 vs 50 typical
Where $171/sqft sits among the 226 Auburndale actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Auburndale
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Auburndale. See the full Auburndale guide →
AUBURNDALE 33823 — neighborhood snapshot
Population
39,146
Median age
40.8
Median income
$64,248
Median home value
$234,300
Avg household
2.89
Households w/ children
4,326
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Auburndale market
$316K → $335K
Auburndale median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
119 of 226
Auburndale actives have cut their price
Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the AUBURNDALE 33823 median. See the full Auburndale market guide →
Paper trail
This home's history
Reality check
What actually sold near 122 COSTA LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$465,000
122 COSTA LOOP · same community
4 bd · 3 ba · 2,422 sqft · $192/sqft · 29 DOM
Sold · Feb ’26$450,000
505 ALLERIA COURT · same community
4 bd · 3 ba · 2,427 sqft · $185/sqft · 160 DOM
Sold · Apr ’26$425,000
113 COSTA LOOP · same community
3 bd · 2 ba · 2,270 sqft · $187/sqft · 159 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 122 COSTA LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 122 COSTA LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
122 COSTA LOOP FAQs
What would the monthly payment be for 122 COSTA LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,355/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 122 COSTA LOOP?+
The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 122 COSTA LOOP?+
The most recent tax bill on record (2025) was $4,724. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 122 COSTA LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Auburndale?+
At $415,000, this home is listed about 17% above the Auburndale median of $355,000. The market section on this page shows how the area is trending.
Which schools are assigned to 122 COSTA LOOP?+
Auburndale Central Elementary School (elementary), Jere L. Stambaugh Middle (middle), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$415,000 runs 30% above the AUBURNDALE 33823 median — but at 2,422 sqft it's also 31% larger than the typical Auburndale listing.
02Time on market is leverage
125 days on market against a Auburndale median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $465,000, now $415,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Jeff Jones. MLS #O6394588.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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