245 AMELIA STREET, POINCIANA, FL, 34759
Active50 days on marketListed Sep 18, 2026MLS #L4965062
About this home
245 AMELIA STREET
LOVE DISNEY, ORLANDO & THE FLORIDA LIFESTYLE—but don’t want to live in the middle of the tourist traffic? Here’s your opportunity to enjoy the best of both worlds! Located in the resort-style 55+ community of Solivita, this move-in-ready home puts you within easy reach of Walt Disney World, Orlando’s world-famous theme parks, shopping, dining and entertainment—while giving you a peaceful, amenity-filled community to come home to. This spacious 3-bedroom, 2-bath home offers OVER 1,800 SQ FT of comfortable living space with tile and luxury vinyl plank flooring throughout—NO CARPET! The inviting eat-in kitchen offers plenty of space to gather, while the spacious primary suite features TWO walk-in closets and an ensuite bath with a relaxing soaking tub and separate walk-in shower. Step outside to the SCREENED LANAI—perfect for morning coffee, evening relaxation and enjoying Florida weather year-round. Additional features include a 2016 ROOF, 2017 HVAC, whole-home saltwater softener system and a GENERATOR HOOKUP already in place. But here, you’re not just buying a home—you’re buying a LIFESTYLE! Solivita offers an incredible array of amenities, including multiple heated pools and spas, pickleball and tennis courts, fitness centers, an indoor air-conditioned walking trail, golf courses, restaurants, saunas, dog parks, bocce, shuffleboard, kayaking, community gardens, art and ceramic studios, card and game rooms, a library, farmers markets, ballroom entertainment and SO MUCH MORE. Even better, HOA benefits include LAWN CARE, INTERNET & CABLE—giving you more time to enjoy the things you moved to Florida for in the first place. Spend the day enjoying the excitement of Orlando, then come home to resort-style living away from the hustle and bustle. Whether you’re looking for a full-time Florida home or the perfect home base for your next chapter, this one is ready to welcome you!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,821
Sqft
0.13 ac
Lot size
2
Garage
2002
Year built
One
Levels
$148
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,703 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,703/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9%
$/sqft vs Poinciana actives
$148 vs $180
Days on market
50 vs 36 typical
Where $148/sqft sits among the 279 Poinciana actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Solivita
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Poinciana. See the full Poinciana guide →
Solivita — neighborhood snapshot
Population
6,902
Median age
71
Median income
$71,974
Median home value
$348,550
Avg household
2
Households w/ children
34%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$290K → $291K
Poinciana median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
105 of 279
Poinciana actives have cut their price
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Reality check
What actually sold near 245 AMELIA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$320,784
680 PORTOFINO DR
3 bd · 2 ba · 1,813 sqft · $177/sqft · 118 DOM
Sold · Jul ’26$305,000
159 VENTANA DRIVE
3 bd · 2 ba · 1,813 sqft · $168/sqft · 472 DOM
Sold · Apr ’26$317,000
722 PORTOFINO DR
2 bd · 2 ba · 1,848 sqft · $172/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 245 AMELIA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 245 AMELIA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
245 AMELIA STREET FAQs
What would the monthly payment be for 245 AMELIA STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,703/mo — principal and interest, the actual property-tax bill, the $276/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 245 AMELIA STREET?+
The association fee works out to $276 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 245 AMELIA STREET?+
The most recent tax bill on record (2025) was $3,541. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 245 AMELIA STREET?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $269,900, this home is listed about 2% below the Poinciana median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 245 AMELIA STREET?+
Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of S & D REAL ESTATE SERVICE LLC · Michele Collins. MLS #L4965062.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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