245 AMELIA STREET, POINCIANA, FL, 34759
Active2 days on marketListed Sep 18, 2026MLS #L4965062
About this home
245 AMELIA STREET
Welcome home to easy Florida living! This move-in-ready 3-bedroom, 2-bath home offers over 1,800 square feet of comfortable living space PLUS an incredible resort-style lifestyle right outside your door. Inside, you’ll find an inviting eat-in kitchen, tile and luxury vinyl plank flooring throughout—NO CARPET—and a spacious primary suite with TWO walk-in closets. The ensuite bath features a relaxing soaking tub and separate walk-in shower. Step outside to the screened lanai, the perfect spot for morning coffee, evening relaxation, and enjoying Florida’s beautiful weather year-round. Additional features include a 2016 ROOF, 2017 HVAC, whole-home saltwater softener system, and the home is already set up for a generator to keep the house powered during an outage. And then there’s the LIFESTYLE! This vibrant 55+ community is packed with amenities designed to keep you as active—or relaxed—as you want to be. Enjoy multiple heated swimming pools and spas, pickleball and tennis courts, fitness centers, an indoor air-conditioned walking trail, saunas, restaurants, golf courses and driving range, dog parks, bocce ball, shuffleboard, community gardens, kayaking, art and ceramic studios, card and game rooms, a library, ballroom entertainment, farmers markets and so much more. HOA benefits also include LAWN CARE INTERNET & CABLE, making it even easier to spend less time on upkeep and more time enjoying everything this community has to give! This isn’t just a place to live—it’s a place to enjoy the Florida lifestyle you’ve been waiting for. Come see the home, explore the community, and discover just how much there is to love!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,821
Sqft
0.13 ac
Lot size
2
Garage
2002
Year built
One
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,629 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,629/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.6%
$/sqft vs Poinciana actives
$165 vs $181
Days on market
2 vs 17 typical
Where $165/sqft sits among the 227 Poinciana actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Solivita
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Poinciana. See the full Poinciana guide →
Solivita — neighborhood snapshot
Population
7,195
Median age
69
Median income
$65,133
Median home value
$323,540
Avg household
2
Households w/ children
196
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$298K → $280K
Poinciana median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
84 of 227
Poinciana actives have cut their price
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% above the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Reality check
What actually sold near 245 AMELIA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$320,784
680 PORTOFINO DR
3 bd · 2 ba · 1,813 sqft · $177/sqft · 118 DOM
Sold · Jul ’26$305,000
159 VENTANA DRIVE
3 bd · 2 ba · 1,813 sqft · $168/sqft · 472 DOM
Sold · Sep ’25$310,000
118 VENTANA DRIVE
3 bd · 2 ba · 1,813 sqft · $171/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 245 AMELIA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 245 AMELIA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
245 AMELIA STREET FAQs
What would the monthly payment be for 245 AMELIA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,629/mo — principal and interest, the actual property-tax bill, the $276/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 245 AMELIA STREET?+
The association fee works out to $276 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 245 AMELIA STREET?+
The most recent tax bill on record (2025) was $3,541. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 245 AMELIA STREET?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $299,900, this home is listed about 3% above the Poinciana median of $290,000. The market section on this page shows how the area is trending.
Which schools are assigned to 245 AMELIA STREET?+
Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of S & D REAL ESTATE SERVICE LLC · Michele Collins. MLS #L4965062.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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