5238 HIGHLANDS LAKEVIEW LOOP, LAKELAND, FL, 33812
Active6 days on marketListed Oct 13, 2026MLS #L4965590
About this home
5238 HIGHLANDS LAKEVIEW LOOP
Virtually Staged. If your dream home is a charming, high-quality, five-bedroom residence with flexible spaces and a spacious yard, this stunning custom Hulbert Construction property in Highlands by the Lake delivers all this and more! The curb appeal is captivating, featuring a traditional exterior with crisp paint, Hardie board siding, shutters, a front porch, double doors, and an extended paver driveway leading to a side-loading three-car garage. The classic floor-plan includes a double stairway with hardwood flooring, formal and informal living and dining areas, and a thoughtfully designed layout for added convenience and adaptability throughout the years. Upgrades like crown molding, a double-sided fireplace in the living rooms, fresh paint, and updated windows enhance the home’s impressive, yet inviting atmosphere. The kitchen offers a perfect blend of functional space for meal preparation and comfortable seating areas for gatherings with loved ones; key highlights include stainless appliances, Bosch dishwasher, a breakfast bar, two separate sinks, a built-in desk, and a generous pantry. Adjacent to the kitchen is a private laundry room with storage and a chute from upstairs. A nearby guest wing features a full bathroom (which could be used as a pool bathroom with exterior access) and a nice bedroom with a private door to the garage, making it ideal for a home office, guests, or other multi-generational living needs. Upstairs, there’s a lovely primary suite with an en-suite bathroom, including a soaking tub, shower, dual sinks, and water closet. Three additional bedrooms and a large third bathroom with dual sinks complete the living quarters. There’s also walk-in access to the attic upstairs for easily accessible storage. Situated on a corner lot with ample green space, this property offers plenty of room for outdoor enjoyment or even the addition of a pool, all enjoyed from the comfort of the covered and screened back porch. This sought-after, gated community in South Lakeland provides access to a clubhouse, a pool with spa, tennis and pickleball courts. This “forever home” offers understated luxury, an exceptional location, and a layout can evolve to suit your needs through the stages of life ahead, making it a sound investment and a wonderful place to call home, for years to come!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,065
Sqft
0.38 ac
Lot size
3
Garage
2002
Year built
Two
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,442 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,442/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29.6%
$/sqft vs Lakeland actives
$212 vs $193
Days on market
6 vs 61 typical
Where $212/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33812 — neighborhood snapshot
Population
14,836
Median age
38.9
Median income
$100,569
Median home value
$335,000
Avg household
3.02
Households w/ children
1,880
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
219 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% above the LAKELAND 33812 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 5238 HIGHLANDS LAKEVIEW LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$790,000
5135 HIGHLANDS LAKEVIEW LOOP · same community
4 bd · 3 ba · 3,400 sqft · $232/sqft · 91 DOM
Sold · Feb ’26$725,000
5195 HIGHLANDS LAKEVIEW LOOP · same community
4 bd · 3 ba · 3,685 sqft · $197/sqft · 156 DOM
Sold · Jul ’26$580,000
2881 CHATSWORTH LANE
5 bd · 3 ba · 3,033 sqft · $191/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5238 HIGHLANDS LAKEVIEW LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5238 HIGHLANDS LAKEVIEW LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5238 HIGHLANDS LAKEVIEW LOOP FAQs
What would the monthly payment be for 5238 HIGHLANDS LAKEVIEW LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,442/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5238 HIGHLANDS LAKEVIEW LOOP?+
The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5238 HIGHLANDS LAKEVIEW LOOP?+
The most recent tax bill on record (2025) was $4,879. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5238 HIGHLANDS LAKEVIEW LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $649,900, this home is listed about 97% above the Lakeland median of $330,500. The market section on this page shows how the area is trending.
Which schools are assigned to 5238 HIGHLANDS LAKEVIEW LOOP?+
George W. Jenkins Senior High (high), Highlands Grove Elementary School (elementary), Lakeland Highlands Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$649,900 runs 69% above the LAKELAND 33812 median — but at 3,065 sqft it's also nearly twice the size of the typical Lakeland listing.
02Fresh on the market
Only 6 days on market in a Lakeland market that averages 61 — if it fits, move quickly.
03Strong assigned schools
George W. Jenkins Senior High, Highlands Grove Elementary School, Lakeland Highlands Middle School — Highlands Grove Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY · Christine Ehlenbeck. MLS #L4965590.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lakeland homes, in your inbox
Like 5238 HIGHLANDS LAKEVIEW LOOP but not quite? A daily digest of every new listing in Lakeland — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Cindy to ping you on any price or status change →