408 CRICHTON STREET, RUSKIN, FL, 33570
Active3 days on marketListed Nov 4, 2026MLS #L4966245
About this home
408 CRICHTON STREET
Waterfront Pool Home with Beautiful Sunset Views! Welcome to this home in the desirable Blackstone at Bay Park community in Ruskin, offering a fantastic opportunity to add your personal touches and make it your own! Enjoy the best of Florida living with a private swimming pool, peaceful pond views, and beautiful western sunsets right from your backyard. Whether you're relaxing poolside, entertaining guests, or simply enjoying the tranquil waterfront setting, this property offers the perfect backdrop to create your own Florida oasis. The home offers comfortable living spaces and plenty of potential for those looking to customize and make it their own. Conveniently located just south of Tampa, with easy access to I-75, shopping, dining, and the greater Tampa Bay area. With its desirable waterfront setting, private pool, and excellent location, this property presents an exciting opportunity to create something truly special. Bring your vision and make it yours!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,529
Sqft
0.12 ac
Lot size
2006
Year built
One
Levels
$138
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,347 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,347/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.6%
$/sqft vs Ruskin actives
$138 vs $179
Days on market
3 vs 67 typical
Where $138/sqft sits among the 277 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
The numbers that matter
The Ruskin market
$320K → $320K
Ruskin median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
158 of 277
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the Ruskin median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 408 CRICHTON STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$344,000
1609 ATLANTIC DRIVE · same community
4 bd · 2.5 ba · 2,529 sqft · $136/sqft · 84 DOM
Sold · Sep ’26$325,000
402 VINE CLIFF STREET · same community
6 bd · 2.5 ba · 2,851 sqft · $114/sqft · 42 DOM
Sold · Nov ’25$350,000
316 CRICHTON STREET · same community
4 bd · 2.5 ba · 3,082 sqft · $114/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 408 CRICHTON STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 408 CRICHTON STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
408 CRICHTON STREET FAQs
What would the monthly payment be for 408 CRICHTON STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,347/mo — principal and interest, the actual property-tax bill, the $61/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 408 CRICHTON STREET?+
The association fee works out to $61 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 408 CRICHTON STREET?+
The most recent tax bill on record (2025) was $6,833. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 408 CRICHTON STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $349,900, this home is listed about 3% above the Ruskin median of $339,950. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · Daniel Campbell. MLS #L4966245.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ruskin homes, in your inbox
Like 408 CRICHTON STREET but not quite? A daily digest of every new listing in Ruskin — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kemarie to ping you on any price or status change →