126 RIO TERRA, VENICE, FL, 34285
Active36 days on marketListed Oct 2, 2026MLS #N6145578
About this home
126 RIO TERRA
VENICE ISLAND LIVING AT ITS BEST! PRIVATE POOL HOME IN BELLAGIO! NOT FLOOD ZONE!TURN KEY!PUBLIC WATER AND PUBLIC SEWER! Welcome to 126 Rio Terra, Venice, FL, a rare opportunity to own a beautiful island retreat in Bellagio, Venice Island’s exclusive gated community! This light and bright Rialto model offers 2 spacious master suites PLUS a Dedicated Office WITH MURPHY BED, 2.5 baths, and a 2-car garage, and comes mostly furnished for an easy move-in or the perfect seasonal escape. Step inside to an inviting foyer with a stunning view straight through the home to your private outdoor oasis! Enjoy the south-facing screened lanai, gas-heated swimming pool, relaxing jacuzzi, and peaceful views of the Venetian Waterway Park greenbelt—a natural backdrop that provides exceptional privacy. Both master suites feature sliding glass doors to the lanai, so you can wake up to pool views and enjoy the Florida lifestyle right from your bedroom! The thoughtfully designed interior features beautiful Plantation Shutters throughout, a dedicated office with two built-ins, a spacious kitchen with a breakfast bar, induction stove, and two pantries, plus a dining room with attractive lighted built-ins and direct access to the lanai. Both master suites have generous walk-in closets and private en-suite bathrooms with garden tubs, separate Roman-style walk-in showers, and private water closets. Additional highlights include a separate laundry room, ceiling fans throughout, and a gas line on the lanai ready for your outdoor grill. MAJOR UPDATES INCLUDE: HVAC replaced in 2019 Gas water heater replaced in 2022 Pool gas heater replaced in 2022 NEWER TILE ROOF INSTALLED IN 2025, WITH TRANSFERABLE WARRANTY TO THE NEW BUYER. Bellagio offers a wonderful maintenance-friendly lifestyle, with grounds care included, plus a heated community pool, fitness center with showers, clubhouse and library, Har-Tru tennis/pickleball court, bocce ball court, sidewalks, a garden park, two gated entrances, and an active calendar of community gatherings and activities. LOVE THE LOCATION! Situated approximately one mile from the Gulf of Mexico, this exceptional property offers easy access to Venice’s beautiful beaches, charming downtown, shopping, restaurants, parks, and waterfront attractions. The community is located along the Venetian Waterway Trail, connecting to the Legacy Trail for miles of scenic walking and biking, with access toward Sarasota. Whether you're searching for a full-time residence, a winter getaway, or a place to enjoy the best of Southwest Florida, this home delivers privacy, comfort, and the relaxed island lifestyle you've been dreaming of. Enjoy the pool, explore the trails, head to the beach, and experience BEST OF Venice Island!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,893
Sqft
0.15 ac
Lot size
2
Garage
2002
Year built
One
Levels
$420
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,264 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,264/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.5%
$/sqft vs Venice actives
$420 vs $241
Days on market
36 vs 49 typical
Where $420/sqft sits among the 400 Venice actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bellagio On Venice Island
Get to know Venice. See the full Venice guide →
Bellagio On Venice Island — neighborhood snapshot
Population
225
Median age
70
Median income
$68,500
Median home value
$280,300
Avg household
2
Households w/ children
13%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Venice market
$387K → $408K
Venice median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
166 of 400
Venice actives have cut their price
Median sold price, Venice, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 299% above the VENICE 34285 median. See the full Venice market guide →
Paper trail
This home's history
Reality check
What actually sold near 126 RIO TERRA
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$575,000
102 CALLE DEL PARADISO · same community
3 bd · 3 ba · 1,930 sqft · $298/sqft · 0 DOM
Sold · Dec ’25$759,000
413 RIO TERRA · same community
3 bd · 3 ba · 1,935 sqft · $392/sqft · 0 DOM
Sold · Dec ’25$610,000
107 CORTE DEL ROSA · same community
3 bd · 2 ba · 1,813 sqft · $336/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 126 RIO TERRA — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 126 RIO TERRA — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
126 RIO TERRA FAQs
What would the monthly payment be for 126 RIO TERRA?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,264/mo — principal and interest, the actual property-tax bill, the $373/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 126 RIO TERRA?+
The association fee works out to $373 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 126 RIO TERRA?+
The most recent tax bill on record (2025) was $5,155. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 126 RIO TERRA?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Venice?+
At $795,000, this home is listed about 99% above the Venice median of $398,700. The market section on this page shows how the area is trending.
Which schools are assigned to 126 RIO TERRA?+
Venice Senior High School (high), Venice Elementary School (elementary), Venice Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$795,000 runs 299% above the VENICE 34285 median — but at 1,893 sqft it's also 19% larger than the typical Venice listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Venice Senior High School, Venice Elementary School, Venice Middle School — Venice Senior High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $805,000, now $795,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY OF VENICE · Regina Melman. MLS #N6145578.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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