209 RIO TERRA, VENICE, FL, 34285
Active12 days on marketListed Sep 8, 2026MLS #N6145626
About this home
209 RIO TERRA
Bellagio is the only gated residential community on Venice Island, offering an inviting lifestyle with clubhouse amenities, a community pool, tennis, pickleball, and plenty of opportunities to socialize. The courtyard design of 209 Rio Terra is one of the community’s most desirable floor plans, and this home takes it a step further with a customized courtyard offering more than 700 square feet of bright, sheltered, and exceptionally private outdoor living space. Thoughtfully updated for comfort, style, and peace of mind, the home features a newer tile roof, insulated hurricane-rated garage door with newer opener, and hurricane-rated Andersen entry doors. Inside, each room has been carefully refreshed with attention to both beauty and functionality. The great room, kitchen, and dining area flow seamlessly together, creating a spacious and welcoming setting for everyday living and entertaining. The kitchen features an expansive breakfast bar, abundant granite countertops, newer stainless steel appliances, and a transom window that enhances the natural light. The great room is equally impressive with a coffered ceiling, luxury vinyl flooring, and custom plantation shutters. The restful primary suite features a coffered ceiling and an updated en suite bath finished in soothing ocean-inspired tones. A charming guest bath, complete with an extra-deep soaking tub, provides another relaxing retreat. A private, stand-alone casita offers wonderful flexibility as a guest suite or home office. Outside, the newer heated saltwater pool creates the perfect setting for exercise, relaxation, or simply enjoying Florida living. Beautifully updated and ideally located, this exceptional home puts you close to everything that makes Venice Island such a special place to live.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,028
Sqft
0.17 ac
Lot size
2
Garage
2003
Year built
One
Levels
$404
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,812 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,812/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.7%
$/sqft vs Venice actives
$404 vs $254
Days on market
12 vs 64 typical
Where $404/sqft sits among the 400 Venice actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bellagio On Venice Island
Get to know Venice. See the full Venice guide →
Bellagio On Venice Island — neighborhood snapshot
Population
225
Median age
70
Median income
$68,500
Median home value
$280,300
Avg household
2
Households w/ children
13%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Venice market
$390K → $390K
Venice median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
205 of 400
Venice actives have cut their price
Median sold price, Venice, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 295% above the VENICE 34285 median. See the full Venice market guide →
Paper trail
This home's history
Reality check
What actually sold near 209 RIO TERRA
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$796,775
221 RIO TERRA · same community
3 bd · 3 ba · 2,009 sqft · $397/sqft · 48 DOM
Sold · Dec ’25$725,000
329 RIO TERRA · same community
3 bd · 3 ba · 1,998 sqft · $363/sqft · 74 DOM
Sold · Dec ’25$759,000
413 RIO TERRA · same community
3 bd · 3 ba · 1,935 sqft · $392/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Solance Kallendorf
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 209 RIO TERRA — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 209 RIO TERRA — before you fall in love.
See it in person
Schedule a tour
Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
209 RIO TERRA FAQs
What would the monthly payment be for 209 RIO TERRA?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,812/mo — principal and interest, the actual property-tax bill, the $372/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 209 RIO TERRA?+
The association fee works out to $372 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 209 RIO TERRA?+
The most recent tax bill on record (2025) was $6,644. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 209 RIO TERRA?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Venice?+
At $819,000, this home is listed about 110% above the Venice median of $389,450. The market section on this page shows how the area is trending.
Which schools are assigned to 209 RIO TERRA?+
Venice Senior High School (high), Venice Elementary School (elementary), Venice Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$819,000 runs 295% above the VENICE 34285 median — but at 2,028 sqft it's also 29% larger than the typical Venice listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Venice Senior High School, Venice Elementary School, Venice Middle School — Venice Senior High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Helen Moore. MLS #N6145626.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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