CENTURY 21 Edge
$1,350,000$1,500,0003 bd3 ba2,082 sqft$648 /sqft≈$9,962 /mo all-in ↓

1209 SEA PLUME WAY, SARASOTA, FL, 34242

Active45 days on marketListed Sep 23, 2026MLS #N6145583

✦ Reduced $150KSingle Family ResidenceMANGROVES SUB THE

About this home

1209 SEA PLUME WAY

Virtually Staged. Old Florida Charm on Siesta Key's Quiet South End Hidden beneath a canopy of mature tropical trees on one of South Siesta Key's most desirable residential streets, this distinctive three-story home captures the timeless character and charm that make island living so special. Located within a small enclave of established homes where short-term vacation rentals are restricted, the neighborhood is known for its lush landscaping, beautiful waterfront residences, and authentic sense of community that has become increasingly rare on Siesta Key. Thoughtfully spread across three levels, the home blends timeless coastal architecture with modern updates. Exposed wood beams, a fireplace, and an abundance of outdoor living spaces give the residence a sense of warmth and character rarely found in newer construction. Multiple terraces provide private places to relax throughout the day, while the newly built Trex rooftop deck elevates the experience with sweeping sunset views and refreshing Gulf breezes. Offering 3 bedrooms, 3 bathrooms, a two-car garage, a newer metal roof, high-velocity HVAC system, Hardi board siding, and a generously sized fenced yard, the property strikes a balance between charm, functionality, and laid-back island living. Just a short walk to Point of Rocks, beach access, South Siesta Village, Captain Curt's, Crescent Beach Market, the Crescent Club, and other local favorites, the location places the best of Siesta Key at your doorstep. Spend your days exploring the island by bike, trolley, or on foot, with Siesta Key Beach, Turtle Beach, waterfront dining, and endless coastal activities all nearby. Whether it's a morning walk along the shore, an afternoon spent enjoying the island's vibrant beach culture, or sunset from the rooftop deck, this home is perfectly positioned to experience everything that has made Siesta Key one of Florida's most beloved destinations. Properties like this are becoming increasingly difficult to find on Siesta Key. Combining architectural character, modern improvements, walkability to the beach and dining, a large private yard, and a neighborhood centered around homeowners rather than vacation rentals, this is a rare opportunity to enjoy the authentic charm of island living on the quieter south end of the Key.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,082

Sqft

0.25 ac

Lot size

2

Garage

1977

Year built

Three Or More

Levels

$648

Per sqft

FireplaceTrees/Woods view

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air · Mini-Split Unit(s) · Other
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionHardiPlank Type · Wood Frame
FoundationOther
ViewTrees/Woods
FacesSouthwest
ParkingDriveway
ExteriorBalcony · Lighting · Private Entrance · Private Yard

Community & fees

HOA fee$50/mo
Taxes (2025)$9,006/yr
PetsCats OK, Dogs OK
CommunityBuyer Approval Required · Deed Restrictions · No Truck/RV/Motorcycle Parking

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,962 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$8,495
PMI (est., until 20% equity)$506
Property tax — 2025 actual bill$751
HOA fee — from the listing$50
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $135,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $135,000
Interest rate7.50%
Loan term

Estimated payment

$9,962/mo

Principal & interest$8,495
PMI (est., until 20% equity)$506
Property taxes (actual bill)$751
HOA / condo fee$50
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$693KedgeAI estimate $802,639 · range $722K–$883K$1.4M

vs edgeAI estimate

+68.2%

$/sqft vs Sarasota actives

$648 vs $308

Days on market

45 vs 66 typical

Where $648/sqft sits among the 400 Sarasota actives

239
69
30 · this home
24
7
31
$154–348$348–541$541–734$734–927$927–1120$1120+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Drive times from this address

Downtown Tampa≈ 70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34242 — neighborhood snapshot

Population

7,672

Median age

65.1

Median income

$122,143

Median home value

$995,900

Avg household

1.85

Households w/ children

339

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$450K → $491K

Sarasota median sold, yr/yr

95.4%

Sale-to-list ratio (12 mo)

172 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 181% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,350,000 ▼ $150K
Sep 23, 2026Listed at $1,500,000 · 45 days on market since
1977Built · MANGROVES SUB THE

Reality check

What actually sold near 1209 SEA PLUME WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1899 BUCCANEER CIRCLESold · Jun ’26

$1,450,000

1899 BUCCANEER CIRCLE

3 bd · 2 ba · 2,135 sqft · $679/sqft · 533 DOM

1837 UPPER COVE TERRACESold · May ’26

$1,189,995

1837 UPPER COVE TERRACE

3 bd · 2 ba · 1,964 sqft · $606/sqft · 110 DOM

6962 BELGRAVE DRIVESold · Aug ’26

$1,825,000

6962 BELGRAVE DRIVE

3 bd · 2.5 ba · 2,224 sqft · $821/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1209 SEA PLUME WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1209 SEA PLUME WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1209 SEA PLUME WAY FAQs

What would the monthly payment be for 1209 SEA PLUME WAY?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $9,962/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1209 SEA PLUME WAY?+

The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1209 SEA PLUME WAY?+

The most recent tax bill on record (2025) was $9,006. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1209 SEA PLUME WAY?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $1,350,000, this home is listed about 143% above the Sarasota median of $555,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1209 SEA PLUME WAY?+

Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,350,000 runs 181% above the SARASOTA 34242 median — but at 2,082 sqft it's also 24% larger than the typical Sarasota listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,500,000, now $1,350,000 — a $150K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Jessica Warmack. MLS #N6145583.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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