1481 SADDLEWOOD CIRCLE, PORT CHARLOTTE, FL, 33953
Active37 days on marketListed Oct 1, 2026MLS #N6145591
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About this home
1481 SADDLEWOOD CIRCLE
Welcome to Biscayne Landing! Built in 2024, this stunning 4-bedroom, 3-bath home offers modern design, exceptional storm protection, and maintenance-free Florida living. Located in an X flood zone within this sought-after gated community, the home features an open-concept floor plan with tile flooring and granite countertops throughout, creating a seamless blend of style and functionality. The spacious kitchen overlooks the main living and dining areas, making it ideal for entertaining family and friends. The private owner's suite features a large walk-in closet and spacious walk-in shower, while three additional bedrooms provide plenty of room for guests, family, or a home office. Smart home technology adds convenience and peace of mind. Step outside to the west-facing screened lanai overlooking a tranquil pond, where you'll enjoy spectacular sunset views year-round. Built with Florida weather in mind, this home includes impact-rated windows and doors throughout, along with hurricane screens on the lanai for added protection. An epoxy-coated garage floor, screened-in front entry, and full perimeter gutters completes the home's impressive list of upgrades. As a resident of Biscayne Landing, you'll enjoy resort-style amenities including a community pool, fitness center, pickleball courts, and lawn maintenance, allowing you to spend more time enjoying the Florida lifestyle and less time on upkeep. Why wait to build when you can move right into this like-new home? This property delivers exceptional value, modern construction, and beautiful pond views in one of Port Charlotte's premier gated communities.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,027
Sqft
0.15 ac
Lot size
2
Garage
2024
Year built
One
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,558 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,558/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7%
$/sqft vs Port Charlotte actives
$185 vs $202
Days on market
37 vs 55 typical
Where $185/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Murdock Village
Get to know Port Charlotte. See the full Port Charlotte guide →
Murdock Village — neighborhood snapshot
Population
641
Median age
63
Median income
$32,672
Median home value
$13,193
Avg household
2
Households w/ children
75%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
162 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1567% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 1481 SADDLEWOOD CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$340,000
1590 SADDLEWOOD CIRCLE · same community
4 bd · 3 ba · 2,027 sqft · $168/sqft · 137 DOM
Sold · Aug ’26$330,000
1689 SADDLEWOOD CIRCLE · same community
3 bd · 3 ba · 1,858 sqft · $178/sqft · 163 DOM
Sold · Jul ’26$510,000
1885 CROSSVINE COURT · same community
3 bd · 3 ba · 2,201 sqft · $232/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1481 SADDLEWOOD CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1481 SADDLEWOOD CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1481 SADDLEWOOD CIRCLE FAQs
What would the monthly payment be for 1481 SADDLEWOOD CIRCLE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,558/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1481 SADDLEWOOD CIRCLE?+
The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1481 SADDLEWOOD CIRCLE?+
The most recent tax bill on record (2025) was $4,714. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1481 SADDLEWOOD CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $375,000, this home is listed about 14% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 1481 SADDLEWOOD CIRCLE?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Danyelle Evans. MLS #N6145591.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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