192 PALM HARBOR DRIVE, NORTH PORT, FL, 34287
Active43 days on marketListed Sep 25, 2026MLS #N6145929
About this home
192 PALM HARBOR DRIVE
Welcome to this beautifully remodeled 2-bedroom, 2-bath manufactured home in the highly desirable, land-owned and pet-friendly community of Harbor Isles. Ideally situated directly across from the community park, this home enjoys a lovely setting with park benches overlooking a peaceful lake — a perfect spot to relax and enjoy the Florida sunshine. Inside, the home has undergone significant remodeling and now offers a bright, open-concept living space designed for comfortable Florida living. The remodeled island kitchen is a standout, featuring beautiful wood shaker-style cabinetry, quartz countertops, and plenty of workspace for cooking and entertaining. The open layout flows seamlessly into the living and dining areas, creating an inviting space for family and friends. Off the living room is a spacious Florida room with acrylic windows and attractive tile flooring, providing additional living space and a wonderful place to enjoy the views and year-round Florida lifestyle. Both bathrooms have been tastefully updated, and laminate flooring runs throughout the main living areas and bedrooms. Additional improvements include updated windows, updated subfloors, a 2022 membrane roof, and a 2023 air-conditioning system. The spacious primary bedroom features a large walk-in closet, while the guest bedroom offers comfortable accommodations for visitors. With the major updates already completed, this home offers an excellent opportunity to enjoy easy Florida living without the hassle of a major renovation. Harbor Isles is a highly sought-after, 55+ land-owned, pet-friendly community in North Port offering a wonderful resort-style lifestyle. Residents enjoy a marina with Gulf access and a kayak launch, along with a heated swimming pool and spa, fitness center, clubhouse, tennis and pickleball courts, shuffleboard, bocce, and a variety of social activities and community events. With its beautiful waterfront setting and abundance of amenities, Harbor Isles offers the perfect combination of recreation, relaxation, and an active Florida lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,056
Sqft
0.11 ac
Lot size
1981
Year built
One
Levels
$137
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,566 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,566/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.6%
$/sqft vs North Port actives
$137 vs $193
Days on market
43 vs 71 typical
Where $137/sqft sits among the 400 North Port actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harbor Isles
Get to know North Port. See the full North Port guide →
Harbor Isles — neighborhood snapshot
Population
646
Median age
73
Median income
$46,382
Median home value
$160,301
Avg household
1
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$315K → $312K
North Port median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
196 of 400
North Port actives have cut their price
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the NORTH PORT 34287 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near 192 PALM HARBOR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$162,000
234 CUTTER COURT · same community
2 bd · 2 ba · 1,056 sqft · $153/sqft · 134 DOM
Sold · Jan ’26$137,000
233 PIRATES POINT · same community
2 bd · 2 ba · 1,055 sqft · $130/sqft · 8 DOM
Sold · Jan ’26$135,000
215 SCHOONER STREET · same community
2 bd · 2 ba · 962 sqft · $140/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 192 PALM HARBOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 192 PALM HARBOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
192 PALM HARBOR DRIVE FAQs
What would the monthly payment be for 192 PALM HARBOR DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,566/mo — principal and interest, the actual property-tax bill, the $196/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 192 PALM HARBOR DRIVE?+
The association fee works out to $196 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 192 PALM HARBOR DRIVE?+
The most recent tax bill on record (2025) was $1,800. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 192 PALM HARBOR DRIVE?+
The listing reports pets: Breed Restrictions, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Port?+
At $145,000, this home is listed about 57% below the North Port median of $334,900. The market section on this page shows how the area is trending.
Which schools are assigned to 192 PALM HARBOR DRIVE?+
Glenallen Elementary School (elementary), Heron Creek Middle School (middle), North Port High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Mindy Buckley. MLS #N6145929.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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