4216 GOLDEN CREEK TERRACE, PARRISH, FL, 34219
Active35 days on marketListed Oct 3, 2026MLS #N6146042
About this home
4216 GOLDEN CREEK TERRACE
Virtually Staged. AVAILABLE FOR A 6+ MONTH LEASE | LUXURY LAKEFRONT VILLA | RESORT-STYLE LIVING Why wait for vacation when you can live like you’re on one every day? Welcome to The Laurels at Cross Creek, where luxury, privacy, and maintenance-free Florida living come together in this beautifully maintained lakefront villa. Perfectly positioned on a premium oversized lot with peaceful lake and conservation views, this home offers the privacy you’ve been looking for—with no rear neighbors and beautiful natural surroundings. Start your mornings overlooking the water, watch birds and wildlife from your backyard, and unwind with spectacular Florida sunsets from your private screened lanai. Step inside to a bright, open-concept floor plan that feels fresh, modern, and inviting. This villa is a 2B, 2B +Flex room/Den. The chef-inspired kitchen features 42-inch cabinetry, upgraded tile backsplash, premium stainless steel appliances, and an oversized island that's perfect for entertaining, casual dining, or gathering with family and friends. The spacious dining and great room areas flow effortlessly into the outdoor living space through hurricane-impact sliding glass doors, creating the ideal indoor-outdoor Florida lifestyle. The private owner’s suite is your personal retreat, featuring dual vanities, walk-in closets, and a spacious walk-in shower. Thoughtful upgrades throughout the home include hurricane-impact windows and doors, a tankless water heater, natural gas for the stove and dryer, an extended screened lanai with brick pavers and gas grill hookup, and an epoxy-finished garage floor. EVEN BETTER—SO MUCH IS INCLUDED IN YOUR RENT Enjoy truly low-maintenance living with high-speed internet, cable TV, lawn maintenance, irrigation, gated community security, and access to the community’s resort-style amenities. Spend your days enjoying the brand-new amenity center, featuring a sparkling pool, relaxing spa, and inviting outdoor gathering spaces designed for enjoying Florida sunshine year-round. The location makes everyday life just as convenient. With easy access to I-75 and State Road 64, you’ll be close to shopping, dining, medical facilities, everyday conveniences, and area schools—while still being within driving distance of Florida’s beautiful Gulf Coast beaches. Whether you’re relocating to the area, building a new home, spending an extended season in Florida, or simply looking for an exceptional place to call home, this villa offers the perfect combination of comfort, convenience, privacy, and resort-style living. Wake up to water views. Relax by the pool. Enjoy your evenings on the screened lanai. And leave the lawn maintenance to someone else. This is more than a rental—it’s the Florida lifestyle you’ve been looking for. Available for leases of 6 months or longer. Schedule your private showing today and come see why this beautiful lakefront villa should be your next home.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,575
Sqft
0.13 ac
Lot size
2
Garage
2025
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$181 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Parrish actives
$2 vs $207
Days on market
35 vs 70 typical
Where $2/sqft sits among the 400 Parrish actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cross Creek
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Parrish. See the full Parrish guide →
Cross Creek — neighborhood snapshot
Population
836
Median age
39
Median income
$111,555
Median home value
$476,200
Avg household
3
Households w/ children
108
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Parrish market
$394K → $385K
Parrish median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
226 of 400
Parrish actives have cut their price
Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PARRISH 34219 median. See the full Parrish market guide →
Paper trail
This home's history
Reality check
What actually sold near 4216 GOLDEN CREEK TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$350,000
4144 GOLDEN CREEK TERRACE · same community
2 bd · 2 ba · 1,575 sqft · $222/sqft · 56 DOM
Sold · Nov ’25$370,000
4220 GOLDEN CREEK TERRACE · same community
2 bd · 2 ba · 1,576 sqft · $235/sqft · 17 DOM
Sold · Dec ’25$372,000
4215 GOLDEN CREEK TERRACE · same community
2 bd · 2 ba · 1,634 sqft · $228/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4216 GOLDEN CREEK TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4216 GOLDEN CREEK TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4216 GOLDEN CREEK TERRACE FAQs
What would the monthly payment be for 4216 GOLDEN CREEK TERRACE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4216 GOLDEN CREEK TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Parrish?+
At $2,600, this home is listed about 99% below the Parrish median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4216 GOLDEN CREEK TERRACE?+
Annie Lucy Williams Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PARRISH 34219 market on paper
$2,600 is 99% below the PARRISH 34219 median of $415,000, and at $2/sqft it sits under the Parrish average of $220.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Annie Lucy Williams Elementary School, Parrish Community High School, Buffalo Creek Middle School — Annie Lucy Williams Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $2,800, now $2,600 — a $200 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EVOLVE REAL ESTATE · Ashley LeRoy. MLS #N6146042.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Parrish homes, in your inbox
Like 4216 GOLDEN CREEK TERRACE but not quite? A daily digest of every new listing in Parrish — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Tommy to ping you on any price or status change →