4000 SURFSIDE BLVD, CAPE CORAL, FL, 33914
Active33 days on marketListed Oct 5, 2026MLS #N6146053
About this home
4000 SURFSIDE BLVD
7 acres acres of undeveloped land with water frontage. Close to shops, marinas and restaurants.
Facts & features
The home at a glance
6.96 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,338 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,338/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33914 — neighborhood snapshot
Population
45,540
Median age
54.6
Median income
$83,503
Median home value
$447,100
Avg household
2.5
Households w/ children
3,166
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$358K → $415K
Cape Coral median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% below the CAPE CORAL 33914 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 4000 SURFSIDE BLVD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$189,900
4928 VINCENNES STREET UNIT C3
2 bd · 2 ba · 1,011 sqft · $188/sqft · 91 DOM
Sold · Dec ’25$177,500
4928 VINCENNES STREET UNIT A2
2 bd · 2 ba · 1,011 sqft · $176/sqft · 135 DOM
Sold · Nov ’25$215,000
1332 SE 44TH STREET
2 bd · 1 ba · 1,047 sqft · $205/sqft · 244 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4000 SURFSIDE BLVD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4000 SURFSIDE BLVD — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4000 SURFSIDE BLVD FAQs
What would the monthly payment be for 4000 SURFSIDE BLVD?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,338/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4000 SURFSIDE BLVD?+
The most recent tax bill on record (2025) was $188. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $159,000, this home is listed about 62% below the Cape Coral median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4000 SURFSIDE BLVD?+
Pelican Elementary School (elementary), Cape Elementary School (elementary), Gulf Middle School (middle), Gulf Elementary School (elementary), Cape Coral High School (high), Ida S. Baker High School (high), Trafalgar Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CAPE CORAL 33914 market on paper
$159,000 is 64% below the CAPE CORAL 33914 median of $444,950.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Pelican Elementary School, Cape Elementary School, Gulf Middle School, Gulf Elementary School, Cape Coral High School, Ida S. Baker High School, Trafalgar Middle School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXIT KING REALTY · Joanna Belka. MLS #N6146053.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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