CENTURY 21 Edge
$195,0002 bd2 ba1,456 sqft$134 /sqft≈$1,754 /mo all-in ↓

312 MARINER DRIVE, NORTH PORT, FL, 34287

Active25 days on marketListed Oct 13, 2026MLS #N6146149

Manufactured HomeHARBOR ISLES III

About this home

312 MARINER DRIVE

ONE OF A KIND IN HARBOR ISLES – OVERSIZED GARAGE & BEAUTIFUL UPDATES THROUGHOUT! Welcome to this beautifully updated 2-bedroom, 2-bath home offering 1,456 square feet of living space, perfectly situated on a desirable corner lot in the sought-after 55+ community of Harbor Isles in North Port, Florida! What truly sets this home apart is the addition of a full-size, extra-deep, one-car garage — a rare find in this community! Perfect for your vehicle, golf cart, workshop, or additional storage. As an added bonus, a storage shed is conveniently attached to the back of the garage. Step inside and discover a home filled with thoughtful improvements! Updated flooring throughout means NO CARPET! Both bathrooms have been beautifully remodeled, including a spacious walk-in shower in the primary suite. The kitchen features updated countertops and opens to a comfortable family room, providing additional space to relax or entertain. The inviting main living area showcases an upgraded fireplace with a beautiful mantel, converted from wood-burning to electric for convenience and ambiance.Additional improvements include a NEW heating and air conditioning system in 2024, a rubber roof installed in 2021, replacement windows in the lanai, attractive landscape curbing, and refreshed landscaping that enhances the home’s curb appeal. ANOTHER ADDED BONUS! The sellers plan to leave select furnishings, with the washer and dryer potentially included as well. Specific items to be included will be determined. Enjoy the Florida lifestyle in Harbor Isles, an active 55+ community offering a beautiful clubhouse, swimming pools, recreational activities, and plenty of opportunities to socialize and make new friends. With its spacious floor plan, separate family room, extensive updates, desirable corner lot, extra-deep garage, and additional storage shed, this home truly stands out from the rest! Don’t miss your opportunity to own this exceptional Harbor Isles home. Schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,456

Sqft

0.11 ac

Lot size

1

Garage

1984

Year built

One

Levels

$134

Per sqft

FireplaceNegotiable55+ community

Inside

FlooringLuxury Vinyl
AppliancesBuilt-In Oven · Dishwasher · Electric Cooktop · Electric Water Heater · Exhaust Fan · Microwave · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofRoof Over · Shingle
ConstructionVinyl Siding
FoundationBlock · Slab
FacesWest
ParkingDriveway · Garage Door Opener · Garage Faces Rear · Golf Cart Parking
ExteriorPrivate Mailbox · Rain Gutters · Shade Shutter(s) · Sliding Doors · Storage

Community & fees

Taxes (2025)$2,030/yr
PetsDogs OK, Number Limit, Size Limit
CommunityCommunity Boat Ramp · Dock · Fishing · Marina · River · Water Access · BBQ Area · Clubhouse · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,754 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,339
FHA mortgage insurance (est.)$86
Property tax — 2025 actual bill$169
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,825Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,825
Interest rate7.50%
Loan term

Estimated payment

$1,754/mo

Principal & interest$1,339
FHA mortgage insurance (est.)$86
Property taxes (actual bill)$169
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $195K
$146KedgeAI estimate $168,546 · range $152K–$174K$203K

vs edgeAI estimate

+15.7%

$/sqft vs North Port actives

$134 vs $193

Days on market

25 vs 71 typical

Where $134/sqft sits among the 400 North Port actives

46 · this home
31
123
101
58
41
$118–143$143–168$168–193$193–218$218–243$243+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Harbor Isles

Get to know North Port. See the full North Port guide →

Harbor Isles — neighborhood snapshot

Population

646

Median age

73

Median income

$46,382

Median home value

$160,301

Avg household

1

For the school run

Sarasota County School District

ElementaryGlenallen Elementary School★★★★★
MiddleHeron Creek Middle School★★★★★
HighNorth Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The North Port market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$315K → $312K

North Port median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

198 of 400

North Port actives have cut their price

Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 45% above the NORTH PORT 34287 median. See the full North Port market guide →

Paper trail

This home's history

Oct 13, 2026Listed at $195,000 · 25 days on market since
1984Built · HARBOR ISLES III

Reality check

What actually sold near 312 MARINER DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

297 ANCHORS WAYSold · Mar ’26

$122,000

297 ANCHORS WAY · same community

2 bd · 2 ba · 1,446 sqft · $84/sqft · 102 DOM

314 MARINER DRIVESold · Sep ’26

$132,000

314 MARINER DRIVE · same community

2 bd · 2 ba · 1,482 sqft · $89/sqft · 73 DOM

333 OUTRIGGER PLACESold · Apr ’26

$125,000

333 OUTRIGGER PLACE · same community

2 bd · 2 ba · 1,536 sqft · $81/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Derrion White

Your agent

Derrion White

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 312 MARINER DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 312 MARINER DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

312 MARINER DRIVE FAQs

What would the monthly payment be for 312 MARINER DRIVE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,754/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 312 MARINER DRIVE?+

The most recent tax bill on record (2025) was $2,030. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 312 MARINER DRIVE?+

The listing reports pets: Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in North Port?+

At $195,000, this home is listed about 42% below the North Port median of $334,900. The market section on this page shows how the area is trending.

Which schools are assigned to 312 MARINER DRIVE?+

Glenallen Elementary School (elementary), Heron Creek Middle School (middle), North Port High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WATERSIDE REALTY GROUP, INC · Diana Musk. MLS #N6146149.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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312 Mariner Drive, North Port, FL — 2 Bed 2 Bath for Sale, $195K