219 RIO TERRA, VENICE, FL, 34285
Active23 days on marketListed Oct 15, 2026MLS #N6146198
About this home
219 RIO TERRA
Now is your opportunity to live in the highly sought after gated community of Bellagio on Venice Island in this lovingly cared for home that features lots of recent upgrades. Bellagio on Venice Island provides a rare opportunity to live in a gated community on the Historic Island of Venice with beautiful amenities. No Flood insurance required and located less than 2 miles to the shops and restaurants of Venice Ave and just 1.5 miles to Venice Beach. This community is situated on the famous Legacy Bike Trail and offers easy access to the trail right from your community where you will enjoy walking and biking along the Intracoastal. The home received a BRAND-NEW ROOF and NEW HVAC in 2024 and a new Hot Water Tank in 2019. All the windows were replaced in 2017 with Hurricane Impact windows and roll down Storm Smart shutters were installed on the lanai in 2019. The large shutter on the lanai is fully automated and closes at the touch of a button, making any storm prep a breeze. The front showcases stunning cub appeal with a front yard full of colorful tropical plantings that have been meticulously maintained and cared for. Out back you will find a sparkling heated pool that overlooks a private park like setting. As you step through the front door into the foyer, you will appreciate neutral tile laid on the diagonal that runs through all the main living spaces, high ceilings, calming paint colors, plantation shutters, and decorative light fixtures and fans. The entry leads into a living and dining room that gives you options to create extra living spaces that work for you. The large family room and kitchen area enjoy open concept living and are the perfect place to entertain. The kitchen has beautiful upgraded granite countertops and a Whirlpool stainless steel appliance package. There is a breakfast nook that is flooded with light that leads to the lanai that the current owners use as a TV area. The family room has vaulted ceilings and loads of light and room to gather and entertain. To the left of the foyer, you will find the primary suite with slider out to the lanai. There are 2 closets, one that is a large walk-in, and a light filled bathroom with upgraded granite countertops, deep soaker tub, and easy to use walk-in shower. At the back of the home, you will find 2 additional bedrooms and a renovated full bathroom that also acts as a convenient pool bath with a door out to the lanai. This bathroom showcases a beautiful walk-in shower with upgraded tile and seamless glass as well as granite countertops. All of the bedrooms have engineered flooring, making this home completely carpet free! Outside you will enjoy hours of peace and quiet from the large covered lanai, and with privacy screening, the pool area is also a private oasis to enjoy all year round. Bellagio has a community clubhouse with a fitness center, community club room, large pool, and a newly renovated pickleball court. Live like you are on vacation without ever having to leave the Historic Island of Venice while enjoying the gated community lifestyle. If you have been dreaming of making a move to Florida's Suncoast, look no further than Bellagio on Venice Island!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,718
Sqft
0.15 ac
Lot size
2
Garage
2002
Year built
One
Levels
$405
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,593 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,593/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.5%
$/sqft vs Venice actives
$405 vs $241
Days on market
23 vs 49 typical
Where $405/sqft sits among the 400 Venice actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bellagio On Venice Island
Get to know Venice. See the full Venice guide →
Bellagio On Venice Island — neighborhood snapshot
Population
225
Median age
70
Median income
$68,500
Median home value
$280,300
Avg household
2
Households w/ children
13%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Venice market
$387K → $395K
Venice median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
164 of 400
Venice actives have cut their price
Median sold price, Venice, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 249% above the VENICE 34285 median. See the full Venice market guide →
Paper trail
This home's history
Reality check
What actually sold near 219 RIO TERRA
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$614,000
307 RIO TERRA · same community
3 bd · 2 ba · 1,718 sqft · $357/sqft · 77 DOM
Sold · Jun ’26$654,000
407 RIO TERRA · same community
3 bd · 2 ba · 1,804 sqft · $363/sqft · 74 DOM
Sold · Dec ’25$610,000
107 CORTE DEL ROSA · same community
3 bd · 2 ba · 1,813 sqft · $336/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 219 RIO TERRA — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 219 RIO TERRA — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
219 RIO TERRA FAQs
What would the monthly payment be for 219 RIO TERRA?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,593/mo — principal and interest, the actual property-tax bill, the $372/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 219 RIO TERRA?+
The association fee works out to $372 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 219 RIO TERRA?+
The most recent tax bill on record (2025) was $5,126. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 219 RIO TERRA?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Venice?+
At $695,000, this home is listed about 74% above the Venice median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 219 RIO TERRA?+
Venice Senior High School (high), Venice Elementary School (elementary), Venice Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$695,000 runs 249% above the VENICE 34285 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Venice Senior High School, Venice Elementary School, Venice Middle School — Venice Senior High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Walter Shepherd. MLS #N6146198.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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