7732 CITRUS HILL LANE, NAPLES, FL, 34109
Active18 days on marketListed Oct 20, 2026MLS #N6146222
About this home
7732 CITRUS HILL LANE
Elegant Lakefront Living West of Livingston Road! Welcome to The Orchards, an exclusive, gated community with low HOA fees, ideally located just 4 miles from the pristine sands of Vanderbilt Beach. Nestled just a one-minute drive from the community gate, 7732 Citrus Hill Lane is an extensively renovated, move-in-ready sanctuary designed for the ultimate Florida lifestyle. From the moment you step into the generous foyer, the soaring high ceilings and seamless wood-look tile flooring create an immediate sense of grandeur. The heart of the home is a spacious, open-concept great room that flows effortlessly into a smartly redesigned gourmet kitchen, creating an environment that lends itself to exemplary indoor-outdoor entertaining. Your eyes will be drawn instantly to the breathtaking, unobstructed East/Southeast views of the lake, thanks to premium windowpane screening on the expansive, newly extended lanai. This generous outdoor oasis was expanded under the stewardship of the current owners, offering massive undercover living space, a pristine pool, and plenty of deck room for chaise lounges to soak up the morning sun. The smart layout offers maximum privacy through a split-bedroom floor plan. The primary suite sits on its own side of the home, featuring direct sliding glass door access to the pool. It also boasts a brilliantly designed primary bathroom with a dedicated door leading straight to the lanai, serving as a convenient pool bath to keep wet swimwear out of the main house. Peace of mind and structural security are built into this residence, which features impact-resistant windows and doors throughout, along with the immense financial advantage of being located in an X flood zone where mandatory flood insurance is not required. On the opposite side of the home, two guest bedrooms—one currently styled as a flexible den space—share a full second bathroom. A dedicated indoor laundry room ensures effortless homemaking, while the attached two-car garage offers plenty of additional storage. Beyond the property itself, the central Naples location is unbeatable. A traffic light at the community entrance allows for effortless driving in both directions onto Vanderbilt Beach Road. You are located less than 1 mile from everyday grocery shopping at Publix in the Naples Walk plaza, and only 3 miles from the upscale dining, shopping, and entertainment at Mercato, including Whole Foods. This rare blend of extensive 2022 modern upgrades, premier lakefront positioning, and an exceptional location is ready to welcome you home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,737
Sqft
0.17 ac
Lot size
2
Garage
1994
Year built
One
Levels
$498
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,346 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,346/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.9%
$/sqft vs Naples actives
$498 vs $311
Days on market
18 vs 31 typical
Where $498/sqft sits among the 40 Naples actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Naples
Get to know Naples. See the full Naples guide →
NAPLES 34109 — neighborhood snapshot
Population
26,644
Median age
55.5
Median income
$91,073
Median home value
$628,700
Avg household
2.2
Households w/ children
2,422
For the school run
Collier County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Naples market
$560K → $450K
Naples median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
11 of 40
Naples actives have cut their price
Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the NAPLES 34109 median. See the full Naples market guide →
Paper trail
This home's history
Reality check
What actually sold near 7732 CITRUS HILL LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$470,000
3614 EL SEGUNDO COURT
2 bd · 2 ba · 1,540 sqft · $305/sqft · 0 DOM
Sold · Feb ’26$650,000
3408 DONOSO COURT
3 bd · 2 ba · 1,983 sqft · $328/sqft · 96 DOM
Sold · Nov ’25$1,812,500
6785 YARBERRY LANE
3 bd · 2 ba · 1,396 sqft · $1,298/sqft · 125 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7732 CITRUS HILL LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7732 CITRUS HILL LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7732 CITRUS HILL LANE FAQs
What would the monthly payment be for 7732 CITRUS HILL LANE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,346/mo — principal and interest, the actual property-tax bill, the $182/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7732 CITRUS HILL LANE?+
The association fee works out to $182 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7732 CITRUS HILL LANE?+
The most recent tax bill on record (2025) was $2,833. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7732 CITRUS HILL LANE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Naples?+
At $865,000, this home is listed about 65% above the Naples median of $524,450. The market section on this page shows how the area is trending.
Which schools are assigned to 7732 CITRUS HILL LANE?+
Pelican Marsh Elementary School (elementary), North Naples Middle School (middle) — Collier County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the NAPLES 34109 market on paper
$865,000 is 8% below the NAPLES 34109 median of $939,900.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Pelican Marsh Elementary School, North Naples Middle School — Pelican Marsh Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Don Farrelly. MLS #N6146222.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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