3951 WHISPERING OAKS DRIVE, NORTH PORT, FL, 34287
Active5 days on marketListed Nov 2, 2026MLS #N6146246
About this home
3951 WHISPERING OAKS DRIVE
Resort-style living with lake views in guard-gated Heron Creek Golf & Country Club! This 3 bedroom, 2 bath PLUS A DEN pool home is the popular Expanded Erin floor plan by David Schroeders, set on a lakefront homesite with peaceful conservation views. The open great room features high tray ceilings and pocketing sliders that open to the lanai and pool. The kitchen offers granite counters, a breakfast bar, closet pantry, built-in desk, convection oven, and an eat-in dinette. The private primary suite has dual closets, dual sinks, a garden tub, and a private pocketing slider out to the pool area. The den features built-in shelving and desk that is ideal for a home office. Outside, the heated, solar-assisted pool is surrounded by a screened enclosure with an outdoor summer kitchen, built-in grill, and plenty of counter space under the covered patio overlooking the water. Recent updates include a new tile roof in 2023, pool resurfaced in 2025, and a new pool pump in 2026. Oversized 2-car garage with golf cart parking, natural gas, gutters, and reclaimed water irrigation. Flood zone X. Heron Creek offers a beautiful clubhouse, 27-hole championship golf, restaurant, fitness center, community pool, and tennis, and the HOA includes cable, internet, and grounds maintenance. Golf and Country Club membership required. Publix, Starbucks, Dunkin, and Walmart Neighborhood Market are just minutes away, plus the future Sarasota Memorial North Port hospital and Detwiler’s Farm Market planned nearby on Sumter Blvd. Easy access to I-75, Wellen Park, and Gulf beaches. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,984
Sqft
0.15 ac
Lot size
2
Garage
2002
Year built
One
Levels
$252
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,474 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,474/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.5%
$/sqft vs HERON CREEK
$252 vs $235
Days on market
5 vs 71 typical
Where $252/sqft sits among the 25 homes for sale in HERON CREEK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heron Creek
Get to know North Port. See the full North Port guide →
Heron Creek — neighborhood snapshot
Population
1,949
Median age
63
Median income
$108,936
Median home value
$317,839
Avg household
2
Households w/ children
196
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$315K → $312K
North Port median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
10 of 25
HERON CREEK have cut their price
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 272% above the NORTH PORT 34287 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near 3951 WHISPERING OAKS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$410,000
5105 PINE SHADOW LANE · same community
3 bd · 2 ba · 1,955 sqft · $210/sqft · 257 DOM
Sold · Mar ’26$482,000
5561 WHITE IBIS DRIVE · same community
3 bd · 2 ba · 2,043 sqft · $236/sqft · 10 DOM
Sold · Nov ’26$428,000
5365 PINE SHADOW LANE · same community
3 bd · 2 ba · 2,045 sqft · $209/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3951 WHISPERING OAKS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3951 WHISPERING OAKS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3951 WHISPERING OAKS DRIVE FAQs
What would the monthly payment be for 3951 WHISPERING OAKS DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,474/mo — principal and interest, the actual property-tax bill, the $390/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3951 WHISPERING OAKS DRIVE?+
The association fee works out to $390 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3951 WHISPERING OAKS DRIVE?+
The most recent tax bill on record (2025) was $3,251. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3951 WHISPERING OAKS DRIVE?+
The listing reports pets: Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Port?+
At $499,900, this home is listed about 49% above the North Port median of $334,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3951 WHISPERING OAKS DRIVE?+
North Port High School (high), Heron Creek Middle School (middle), Lamarque Elementary School (elementary) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$499,900 runs 272% above the NORTH PORT 34287 median — but at 1,984 sqft it's also 20% larger than the typical North Port listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 5 days on market in a North Port market that averages 71 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Cole Murray. MLS #N6146246.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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