8912 CONCH AVENUE, PLACIDA, FL, 33946
Active5 days on marketListed Nov 2, 2026MLS #N6146311
About this home
8912 CONCH AVENUE
Exceptional Custom-Modified Antigua Home – Privacy, Accessibility & Extensive Upgrades Discover a truly distinctive home in desirable Coral Caye, where thoughtful architectural design, exceptional functionality, and privacy come together. Custom modified through consultation with architect Mitch Collin, this beautifully appointed 3-bedroom, 2-bath residence offers 1,924 square feet of living space on an oversized, private lot backing to preserves on two sides. Custom windows showcase the natural surroundings, while the spacious lanai provides peaceful preserve views and an inviting outdoor retreat. Designed with accessibility and convenience in mind, the home features slab construction with absolutely no steps throughout the residence or garage, 36-inch doorways, and features designed to support ADA accessibility standards. Peace of mind comes with hurricane-impact windows and doors; a whole-house Generac generator powered by a buried 500-gallon propane tank, whole-house surge protection, and gutters and downspouts. The lanai features coordinating pavers and a Storm Smart shade for added protection and comfort. The oversized three-car garage is exceptional, offering additional width and depth, a pedestrian entrance, and an impressive nine-foot-wide third-bay door. The main two-car garage includes electric garage door screens, while a newly installed oversized mini-split A/C (2026) provides additional comfort. Other features include epoxy flooring, extra insulation, and a 50-amp EV charging outlet. The extra-long, extra-wide paver driveway provides abundant parking and maneuvering space, including room to load and unload an RV, with water and electrical hookups. Additional side-by-side stem walls enhance paver stability, and a 25-foot driveway fence adds privacy and security. Inside, thoughtful custom details enhance everyday living, including generously sized primary and guest bathrooms with custom tilework, shower niches, and structurally reinforced grab bars. Additional water valves in each toilet area accommodate future bidet installation. The laundry area has been relocated to the primary closet for convenience, with a direct-to-exterior 16-inch dryer vent. Other enhancements include an added entry closet, front-entry screen doors, custom window treatments, six high-end ceiling fans, and a hot-water recirculating pump that circulates hot water every three minutes. Coral Caye residents enjoy a beautiful clubhouse, resort-style swimming pool, pickleball courts, and fully equipped fitness center. Ideally located just moments from Boca Grande, the home offers convenient access to Southwest Florida's beautiful beaches, world-class boating and fishing, kayaking, golf, scenic biking routes, hiking trails, charming restaurants, and boutique shopping. A rare opportunity to enjoy a custom-designed, thoughtfully upgraded home that combines accessibility, privacy, comfort, and the relaxed elegance of Florida's Gulf Coast lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,947
Sqft
0.29 ac
Lot size
3
Garage
2020
Year built
One
Levels
$352
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,565 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,565/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+49.3%
$/sqft vs Placida actives
$352 vs $355
Days on market
5 vs 127 typical
Where $352/sqft sits among the 177 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
3,090
Median age
66.1
Median income
$85,848
Median home value
$660,800
Avg household
2.01
Households w/ children
105
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$775K → $412K
Placida median sold, yr/yr
93.1%
Sale-to-list ratio (12 mo)
73 of 177
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1751% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 8912 CONCH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$525,000
10399 COQUINA COURT · same community
3 bd · 3 ba · 1,979 sqft · $265/sqft · 111 DOM
Sold · Apr ’26$610,000
10382 COQUINA COURT · same community
3 bd · 3 ba · 1,981 sqft · $308/sqft · 37 DOM
Sold · May ’26$412,500
8952 SCALLOP WAY · same community
3 bd · 2 ba · 1,843 sqft · $224/sqft · 335 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8912 CONCH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8912 CONCH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8912 CONCH AVENUE FAQs
What would the monthly payment be for 8912 CONCH AVENUE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,565/mo — principal and interest, the actual property-tax bill, the $353/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8912 CONCH AVENUE?+
The association fee works out to $353 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8912 CONCH AVENUE?+
The most recent tax bill on record (2025) was $5,818. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8912 CONCH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $685,000, this home is listed about 10% above the Placida median of $619,950. The market section on this page shows how the area is trending.
Which schools are assigned to 8912 CONCH AVENUE?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$685,000 runs 1751% above the PLACIDA 33946 median.
02Park/Greenbelt & Trees/Woods views
The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 5 days on market in a Placida market that averages 127 — if it fits, move quickly.
04Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & CO. - BOCA · Marcy Davis. MLS #N6146311.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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