215 GARY AVENUE, OAK HILL, FL, 32759
Active74 days on marketListed Aug 25, 2026MLS #NS1088703
About this home
215 GARY AVENUE
MOTIVATED SELLER. BRING OFFERS. Boater and Investor Alert...Your private fish camp awaits. Got vision? Bring it. This 2 bedroom, 2 bath diamond in the VERY rough sits on a rare 100' x 180' DEEP WATER CANAL lot in Oak Hill, the Redfish Capital of the World. The large modular home needs a full remodel, so bring your creativity, your toolbox and maybe a therapist. But the property? That’s where the opportunity is. Designed for the serious boater and fisherman, this property features TWO boat lifts, a boathouse, solid seawall, garage, and an oversized carport with an impressive 15' ceiling; plenty of room for boats, trailers, toys and gear. When you're not on the water, cool off in the screened in, in ground pool and start imagining what this property could become. And location? Just a few hundred feet from the Intracoastal Waterway. Drop the boat and you’re practically there. Spend your days chasing redfish, snook, drum, flounder and mullet, gathering oysters and clams, or dipping for those sweet river shrimp when the season is right. Whether your vision is a private fish camp, weekend boating retreat, investment project or waterfront getaway, properties with this combination of lot size, deep water access, boating infrastructure and potential don't come along often. The house needs work. The waterfront is the prize. The possibilities are HUGE. Investors, boaters, fishermen and dreamers, 215 Gary Avenue is calling your name. Select images have been digitally decluttered to remove miscellaneous personal items and surface clutter for presentation purposes. Images should not be interpreted as depicting renovations or improvements to the property. Measurements are to be determined by buyer and are estimated.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,512
Sqft
0.41 ac
Lot size
2
Garage
1983
Year built
One
Levels
$290
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,635 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,635/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+212.8%
$/sqft vs Oak Hill actives
$290 vs $277
Days on market
74 vs 64 typical
Where $290/sqft sits among the 33 Oak Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oak Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oak Hill. See the full Oak Hill guide →
OAK HILL 32759 — neighborhood snapshot
Population
3,216
Median age
50.3
Median income
$61,671
Median home value
$289,300
Avg household
2.84
Households w/ children
227
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oak Hill market
$320K → $245K
Oak Hill median sold, yr/yr
92.1%
Sale-to-list ratio (12 mo)
20 of 33
Oak Hill actives have cut their price
Median sold price, Oak Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the OAK HILL 32759 median. See the full Oak Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 215 GARY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$268,000
160 GARY AVENUE · same community
3 bd · 2 ba · 1,152 sqft · $233/sqft · 19 DOM
Sold · Jul ’26$378,000
167 RANDLE AVENUE · same community
2 bd · 2 ba · 989 sqft · $382/sqft · 628 DOM
Sold · May ’26$625,000
214 GARY AVENUE · same community
3 bd · 3 ba · 2,980 sqft · $210/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 215 GARY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 215 GARY AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
215 GARY AVENUE FAQs
What would the monthly payment be for 215 GARY AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,635/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 215 GARY AVENUE?+
The most recent tax bill on record (2025) was $3,203. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Oak Hill?+
At $439,000, this home is listed about 8% below the Oak Hill median of $475,000. The market section on this page shows how the area is trending.
Which schools are assigned to 215 GARY AVENUE?+
Indian River Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$439,000 runs 54% above the OAK HILL 32759 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $550,000, now $439,000 — a $111K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NSB HOMES LLC · Donna Concannon. MLS #NS1088703.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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