428 ELDORA DRIVE, OAK HILL, FL, 32759
Active46 days on marketListed Sep 21, 2026MLS #NS1089311
About this home
428 ELDORA DRIVE
Enjoy peaceful waterfront living in Lighthouse Cove, a gated 55+ community and relaxed Florida lifestyle near the Indian River Lagoon. Completed in 2025, this beautifully built home offers an abundance of natural lighting, gorgeous plank tile flooring, and a water view that creates a serene backdrop. The kitchen is thoughtfully designed with stainless-steel appliances, a farmhouse sink, soft-close cabinetry, and a walk-in pantry. The open-concept layout flows seamlessly into the spacious living area, where impressive 14-foot ceilings and custom rechargeable motorized blinds enhance the bright, airy feel of the home. A generously sized laundry room is conveniently located just off the garage. The primary suite features a walk-in closet, walk-in shower and dual sinks while the additional bedrooms each offer full-size closets with sliding doors. One of the highlights of living in Lighthouse Cove is the variety of amenities and activities available right within the community. Residents can enjoy a heated swimming pool, clubhouse, pickleball and shuffleboard courts, billiards, riverfront picnic areas, private water access, a community boat ramp, and optional RV and boat storage. Golf carts are a popular way to get around the neighborhood, and an active social calendar includes community cookouts, water aerobics, chair yoga, poker, holiday celebrations, golf cart Christmas parades, the annual shrimp boil, and more. Oak Hill offers a quieter setting with less traffic while keeping everyday conveniences close by. For buyers looking for a second home or a more turnkey option, select furnishings may also be available for purchase separately. Furnishings are not included in the listing price. Come experience the water views, newer construction, spacious design, community amenities, and laid-back coastal lifestyle that make Lighthouse Cove such a special place to call home. Call to schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,966
Sqft
0.21 ac
Lot size
2
Garage
2024
Year built
One
Levels
$254
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,588 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,588/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.2%
$/sqft vs Oak Hill actives
$254 vs $285
Days on market
46 vs 64 typical
Where $254/sqft sits among the 33 Oak Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oak Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oak Hill. See the full Oak Hill guide →
OAK HILL 32759 — neighborhood snapshot
Population
3,216
Median age
50.3
Median income
$61,671
Median home value
$289,300
Avg household
2.84
Households w/ children
227
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oak Hill market
$320K → $245K
Oak Hill median sold, yr/yr
92.1%
Sale-to-list ratio (12 mo)
20 of 33
Oak Hill actives have cut their price
Median sold price, Oak Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 75% above the OAK HILL 32759 median. See the full Oak Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 428 ELDORA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$370,000
251 GOLDEN BAY BOULEVARD
3 bd · 3 ba · 1,926 sqft · $192/sqft · 136 DOM
Sold · Nov ’25$310,000
149 APACHE COURT
3 bd · 2 ba · 2,014 sqft · $154/sqft · 72 DOM
Sold · May ’26$390,000
208 LAGOON MIST COURT
4 bd · 3 ba · 2,034 sqft · $192/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 428 ELDORA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 428 ELDORA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
428 ELDORA DRIVE FAQs
What would the monthly payment be for 428 ELDORA DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,588/mo — principal and interest, the actual property-tax bill, the $117/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 428 ELDORA DRIVE?+
The association fee works out to $117 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 428 ELDORA DRIVE?+
The most recent tax bill on record (2025) was $7,884. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 428 ELDORA DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oak Hill?+
At $499,999, this home is listed about 5% above the Oak Hill median of $475,000. The market section on this page shows how the area is trending.
Which schools are assigned to 428 ELDORA DRIVE?+
Indian River Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SIGNATURE · Walter Borgen. MLS #NS1089311.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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