416 N PENINSULA DRIVE, DAYTONA BEACH, FL, 32118
Active40 days on marketListed Sep 28, 2026MLS #NS1089367
About this home
416 N PENINSULA DRIVE
Income-producing opportunity in the heart of Daytona Beach! Situated in a desirable location between the intracoastal waterway and the ocean, this unique property offers a 3-bedroom, 2-bath primary residence PLUS a separate 2-bedroom, 2-bath apartment above the detached two-car garage, both currently rented and generating income. The property has been updated while maintaining the character and charm of the original 1918 home. The main residence features updated flooring, countertops, bathrooms, plumbing and HVAC, along with its own interior laundry space. The main residence is being offered furnished and was previously outfitted for use as a vacation rental, making it well positioned for continued rental use. The separate apartment above the garage features two bedrooms, two full bathrooms and its own dedicated laundry room, providing an additional independent living space. Both residences are currently operated as 30-day minimum rentals, providing an attractive opportunity for an investor, an owner looking to occupy one residence while renting the other, or those seeking a flexible multi-generational setup. A shared driveway offers plenty of parking, while the detached two-car garage and separate storage shed add even more functionality. Conveniently located between the intracoastal waterway and the ocean and just minutes from the beach, this property puts you close to everything Daytona Beach has to offer, including the riverfront, dining, shopping, entertainment and popular area attractions. Whether used as an investment property, vacation retreat or primary residence with additional rental income, the location offers exceptional access to the best of the Daytona Beach lifestyle. Some photos may be virtually staged to illustrate the potential use and layout of the space.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
2,325
Sqft
0.17 ac
Lot size
2
Garage
1918
Year built
Two
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,654 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,654/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+55.4%
$/sqft vs Daytona Beach actives
$224 vs $220
Days on market
40 vs 79 typical
Where $224/sqft sits among the 400 Daytona Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seabreeze Historic District
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Daytona Beach. See the full Daytona Beach guide →
Seabreeze Historic District — neighborhood snapshot
Population
1,796
Median age
56
Median income
$41,186
Median home value
$317,742
Avg household
2
Households w/ children
116
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Daytona Beach market
$295K → $333K
Daytona Beach median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
249 of 400
Daytona Beach actives have cut their price
Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 76% above the DAYTONA BEACH 32118 median. See the full Daytona Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 416 N PENINSULA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$149,000
318 HOBART AVENUE
4 bd · 3 ba · 2,216 sqft · $67/sqft · 14 DOM
Sold · Jun ’26$390,000
918 N WILD OLIVE AVENUE
4 bd · 3 ba · 2,037 sqft · $191/sqft · 100 DOM
Sold · Dec ’25$430,000
20 N HALIFAX AVENUE
6 bd · 1.5 ba · 2,672 sqft · $161/sqft · 149 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 416 N PENINSULA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 416 N PENINSULA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
416 N PENINSULA DRIVE FAQs
What would the monthly payment be for 416 N PENINSULA DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,654/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 416 N PENINSULA DRIVE?+
The most recent tax bill on record (2025) was $8,327. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Daytona Beach?+
At $520,000, this home is listed about 86% above the Daytona Beach median of $279,900. The market section on this page shows how the area is trending.
Which schools are assigned to 416 N PENINSULA DRIVE?+
Campbell Middle School (middle), Mainland High School (high), R. J. Longstreet Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LOCAL LIVING REALTY GROUP · Brittany Maher. MLS #NS1089367.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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