429 SWEET BAY AVENUE, NEW SMYRNA BEACH, FL, 32168
Active4 days on marketListed Oct 6, 2026MLS #NS1089432
About this home
429 SWEET BAY AVENUE
Lovingly maintained by the original owner, this 3 bdrm, 2 bath Sugar Mill home on 1/3 acre, overlooks a peaceful private yard. The well-designed floor plan provides an inviting flow from the open kitchen, complete with Corian counters and breakfast bar, to the formal dining room—ideal for entertaining. A fireplace adds warmth and ambience to the living room, and the family room with wet bar creates a comfortable space to relax or entertain. The split bedroom floorplan includes a spacious primary suite featuring 2 walk-in closets and large bath. Whole house generator. New electrical panel and new water heater in 2026. HVAC 2023. Roof 2015. The minimal annual HOA helps maintain the community’s amenities and common areas, and owners can opt to join various memberships including premier golf and tennis. This is a great New Smyrna Beach location, just a short drive to downtown and the beach.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,150
Sqft
0.32 ac
Lot size
2
Garage
1979
Year built
One
Levels
$227
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,476 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,476/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18%
$/sqft vs New Smyrna Beach actives
$227 vs $362
Days on market
4 vs 102 typical
Where $227/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sugar Mill Country Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Sugar Mill Country Club — neighborhood snapshot
Population
1,135
Median age
59
Median income
$87,263
Median home value
$458,000
Avg household
2
Households w/ children
145
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $475K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
237 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 429 SWEET BAY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$565,000
915 CLUB HOUSE BOULEVARD · same community
4 bd · 2.5 ba · 2,779 sqft · $203/sqft · 120 DOM
Sold · May ’26$365,000
3003 GIBRALTAR BOULEVARD
4 bd · 2.5 ba · 2,132 sqft · $171/sqft · 22 DOM
Sold · Jun ’26$360,000
2835 NEVERLAND DRIVE
4 bd · 2.5 ba · 2,132 sqft · $169/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 429 SWEET BAY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 429 SWEET BAY AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
429 SWEET BAY AVENUE FAQs
What would the monthly payment be for 429 SWEET BAY AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,476/mo — principal and interest, the actual property-tax bill, the $51/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 429 SWEET BAY AVENUE?+
The association fee works out to $51 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 429 SWEET BAY AVENUE?+
The most recent tax bill on record (2025) was $2,039. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 429 SWEET BAY AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $489,000, this home is listed about 9% below the New Smyrna Beach median of $535,000. The market section on this page shows how the area is trending.
Which schools are assigned to 429 SWEET BAY AVENUE?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$489,000 runs 27% above the NEW SMYRNA BEACH 32168 median — but at 2,150 sqft it's also 30% larger than the typical New Smyrna Beach listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 4 days on market in a New Smyrna Beach market that averages 102 — if it fits, move quickly.
04Strong assigned schools
Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MAGNOLIA PROPERTIES · Margie Lints. MLS #NS1089432.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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