101 N PINE STREET UNIT 2, NEW SMYRNA BEACH, FL, 32169
Active174 days on marketListed Feb 16, 2026MLS #NS1087331
About this home
101 N PINE STREET UNIT 2
Steps from Flagler Avenue. ZONED FOR SHOR TERM RENTALS Moments from the Beach. A Smart Coastal Investment. Welcome to 101 N Pine, a perfectly positioned townhome in the heart of New Smyrna Beach—where the laid-back beach lifestyle meets walkable convenience and income potential. Whether you’re searching for a primary residence, a weekend escape, or a high-demand rental, this property delivers on every front. Just a short walk from iconic Flagler Avenue, this townhome places you near some of the area’s best dining, boutique shopping, live entertainment, and nightlife. Beach access is equally close, making morning walks on the sand and sunset strolls part of everyday life—no car required. This 2-bedroom, 2.5-bath townhome offers a functional layout ideal for both owners and guests, complemented by a 1-car garage for added convenience and storage. Recent updates include brand-new carpet and fresh interior paint, creating a clean, move-in-ready feel. Zoned to allow short-term rentals, this property opens the door to strong income potential in one of New Smyrna Beach’s most desirable and walkable areas—an increasingly rare opportunity so close to Flagler Avenue and the ocean. Enjoy the freedom to live, rent, or do both in a location that consistently attracts visitors and residents alike. Schedule your private showing today and experience why 101 N Pine is an exceptional coastal opportunity—both as a lifestyle upgrade and a savvy investment.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,090
Sqft
0.02 ac
Lot size
1
Garage
1981
Year built
Two
Levels
$448
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,089 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,089/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+62.3%
$/sqft vs New Smyrna Beach actives
$448 vs $378
Days on market
174 vs 68 typical
Where $448/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Central Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Central Beach — neighborhood snapshot
Population
1,843
Median age
62
Median income
$83,678
Median home value
$521,411
Avg household
2
Households w/ children
88%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
206 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 101 N PINE STREET UNIT 2
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$137,000
6519 W NEWBERRY ROAD UNIT A6 · same community
2 bd · 2.5 ba · 1,176 sqft · $116/sqft · 11 DOM
Sold · Oct ’25$122,000
6519 W NEWBERRY ROAD UNIT B7 · same community
2 bd · 2.5 ba · 1,176 sqft · $104/sqft · 14 DOM
Sold · Mar ’26$197,382
1913 WOODCREST DRIVE UNIT B · same community
2 bd · 2 ba · 987 sqft · $200/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 101 N PINE STREET UNIT 2 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 101 N PINE STREET UNIT 2 — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
101 N PINE STREET UNIT 2 FAQs
What would the monthly payment be for 101 N PINE STREET UNIT 2?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,089/mo — principal and interest, the actual property-tax bill, the $350/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 101 N PINE STREET UNIT 2?+
The association fee works out to $350 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 101 N PINE STREET UNIT 2?+
The most recent tax bill on record (2025) was $5,891. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 101 N PINE STREET UNIT 2?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $487,900, this home is listed about 5% below the New Smyrna Beach median of $514,450. The market section on this page shows how the area is trending.
Which schools are assigned to 101 N PINE STREET UNIT 2?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the NEW SMYRNA BEACH 32169 market on paper
$487,900 is 7% below the NEW SMYRNA BEACH 32169 median of $522,450.
02Time on market is leverage
174 days on market against a New Smyrna Beach median of 68 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $505,000, now $487,900 — a $17K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS NEW SMYRNA · Amy Almester. MLS #NS1087331.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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