1876 SILVER FERN ROAD UNIT 1876, PORT ORANGE, FL, 32128
Active16 days on marketListed Oct 22, 2026MLS #NS1089553
About this home
1876 SILVER FERN ROAD UNIT 1876
Welcome to this beautifully updated 3-bedroom, 2-bath townhouse condominium with an oversized 2-car garage, located in the prestigious gated Spruce Creek Fly-In community! This move-in-ready home features a spacious, open floor plan with gorgeous golf course views and stylish tile plank flooring throughout. The inviting living area showcases a stunning fireplace with decorative stone accents, upgraded light fixtures, and an abundance of natural light. The completely remodeled kitchen features white shaker cabinets, quartz countertops, recessed lighting, and stainless steel appliances. The spacious primary suite offers sliding glass doors leading to the lanai, a beautifully updated bathroom with dual vanity sinks and a custom walk-in shower, and a generous walk-in closet with custom shelving. Two additional bedrooms provide plenty of flexibility, with the third bedroom ideal for a home office or guest accommodations. The lanai provides the perfect setting for relaxing and enjoying the beautiful Florida weather. Additional highlights include an oversized 2-car garage and a new roof scheduled to be installed this fall by the association. Residents enjoy access to the community pool and the exceptional lifestyle offered by Spruce Creek Fly-In, including a private airport with a 4,000-foot runway. Optional country club memberships provide access to additional amenities, including fitness facilities, tennis and pickleball courts, and an 18-hole championship golf course. Conveniently located near the beautiful beaches of Daytona, shopping, restaurants, healthcare facilities, and additional golf courses, this exceptional property offers the perfect combination of luxury, comfort, and convenience. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,441
Sqft
0.04 ac
Lot size
2
Garage
1980
Year built
One
Levels
$250
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,186 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,186/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.1%
$/sqft vs Port Orange actives
$250 vs $219
Days on market
16 vs 62 typical
Where $250/sqft sits among the 202 Port Orange actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spruce Creek
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Orange. See the full Port Orange guide →
Spruce Creek — neighborhood snapshot
Population
3,543
Median age
61
Median income
$102,484
Median home value
$556,427
Avg household
2
Households w/ children
246
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Orange market
$340K → $343K
Port Orange median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
108 of 202
Port Orange actives have cut their price
Median sold price, Port Orange, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the PORT ORANGE 32128 median. See the full Port Orange market guide →
Paper trail
This home's history
Reality check
What actually sold near 1876 SILVER FERN ROAD UNIT 1876
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$250,000
830 AIRPORT ROAD UNIT 701
3 bd · 2 ba · 1,351 sqft · $185/sqft · 174 DOM
Sold · Apr ’26$236,000
830 AIRPORT ROAD UNIT 101
3 bd · 2 ba · 1,351 sqft · $175/sqft · 1 DOM
Sold · Jul ’26$365,000
5485 WARD LAKE DRIVE
3 bd · 2 ba · 1,607 sqft · $227/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1876 SILVER FERN ROAD UNIT 1876 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1876 SILVER FERN ROAD UNIT 1876 — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1876 SILVER FERN ROAD UNIT 1876 FAQs
What would the monthly payment be for 1876 SILVER FERN ROAD UNIT 1876?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,186/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1876 SILVER FERN ROAD UNIT 1876?+
The most recent tax bill on record (2025) was $4,747. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1876 SILVER FERN ROAD UNIT 1876?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Orange?+
At $359,900, this home is listed about 5% above the Port Orange median of $343,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1876 SILVER FERN ROAD UNIT 1876?+
Creekside Middle School (middle), Cypress Creek Elementary School (elementary), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PORT ORANGE 32128 market on paper
$359,900 is 22% below the PORT ORANGE 32128 median of $459,950.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Creekside Middle School, Cypress Creek Elementary School, Spruce Creek High School — Creekside Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SIGNATURE · Donald Bell. MLS #NS1089553.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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