128 ANCHOR DRIVE, PONCE INLET, FL, 32127
Active10 days on marketListed Oct 28, 2026MLS #NS1089598
About this home
128 ANCHOR DRIVE
BOATER'S & FISHERMAN'S DREAM!! This awesome property boasts 82' of deep water frontage accessing the Halifax River/Intracoastal Waterway with boat dock & seawall in beautiful Ponce Inlet! This premier riverfront property is priced equivalent to "LAND VALUE ONLY". Enjoy the waterfront lifestyle while exploring the potential of the existing home, with the opportunity to plan your vision for a custom-built dream waterfront residence in the future. Currently there is a 4 BR / 2 BA two-story home as well as an in-ground swimming pool. This spectacular riverfront setting on a quiet cul-de-sac invites you to fish from your private dock while watching dolphins, manatees, coastal birds, sea turtles & more! Minutes to the open ocean for offshore adventures!! Three blocks to the pristine "no drive" sugar sand beach of the azure Atlantic Ocean!! This wide beach is perfect for biking, walking, jogging or just relaxing!! Minutes to several waterfront restaurants (with entertainment). The community of Ponce Inlet is truly a peaceful paradise!! Walk or bike to the historic Ponce Inlet Lighthouse, Jetty Park, Marine Science Center, pickleball & tennis courts, nature preserves, dog park/beach & much more!!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,316
Sqft
0.22 ac
Lot size
2
Garage
1974
Year built
Two
Levels
$367
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,199 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,199/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+76%
$/sqft vs Ponce Inlet actives
$367 vs $385
Days on market
10 vs 48 typical
Where $367/sqft sits among the 47 Ponce Inlet actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ponce Inlet
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ponce Inlet. See the full Ponce Inlet guide →
PONCE INLET 32127 — neighborhood snapshot
Population
29,612
Median age
53.5
Median income
$71,676
Median home value
$340,900
Avg household
2.23
Households w/ children
2,833
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ponce Inlet market
$655K → $525K
Ponce Inlet median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
21 of 47
Ponce Inlet actives have cut their price
Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 112% above the PONCE INLET 32127 median. See the full Ponce Inlet market guide →
Paper trail
This home's history
Reality check
What actually sold near 128 ANCHOR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$950,000
106 ANCHOR DRIVE · same community
3 bd · 2 ba · 1,804 sqft · $527/sqft · 108 DOM
Sold · Sep ’26$950,000
4642 RIVERWALK VILLAGE COURT
4 bd · 4 ba · 2,334 sqft · $407/sqft · 78 DOM
Sold · Sep ’26$975,000
4651 S ATLANTIC AVENUE UNIT 7010
3 bd · 3 ba · 2,337 sqft · $417/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 128 ANCHOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 128 ANCHOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
128 ANCHOR DRIVE FAQs
What would the monthly payment be for 128 ANCHOR DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,199/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 128 ANCHOR DRIVE?+
The most recent tax bill on record (2025) was $4,467. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ponce Inlet?+
At $849,900, this home is listed about 17% above the Ponce Inlet median of $725,000. The market section on this page shows how the area is trending.
Which schools are assigned to 128 ANCHOR DRIVE?+
Spruce Creek High School (high), Silver Sands Middle School (middle), R. J. Longstreet Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$849,900 runs 112% above the PONCE INLET 32127 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Spruce Creek High School, Silver Sands Middle School, R. J. Longstreet Elementary School — Spruce Creek High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of TEAM CARON REALTY · Diane Caron. MLS #NS1089598.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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