4734 S ATLANTIC AVENUE, PONCE INLET, FL, 32127
Active3 days on marketListed Nov 4, 2026MLS #NS1089660
About this home
4734 S ATLANTIC AVENUE
INVESTMENT OPPORTUNITY IN PONCE INLET, FL! Incredible potential awaits in this three-story coastal home with panoramic ocean views, stunning Ponce Inlet Lighthouse views, and beach access directly across the street! Currently in the drywall phase of a partial renovation, this property offers investors, renovators, and coastal homebuyers a rare opportunity to customize a beach retreat in a highly desirable location. ** EQUITY POTENTIAL: With a projected finished appraised value of 1.625 million, this property offers an exciting opportunity for investors or buyers looking to complete a coastal renovation. ** THREE-STORY FLEXIBLE FLOOR PLAN: Spacious layout featuring second-floor main living areas and kitchen, a third-floor owner's suite, and a versatile first floor with potential for additional bedrooms, guest accommodations, or entertainment space. ** INCOME & MULTI-GENERATIONAL POTENTIAL: Second-level accessory dwelling unit (ADU) with a private entrance, offering possibilities for extended family, guests, or potential rental income, subject to local regulations. ** PANORAMIC OCEAN & LIGHTHOUSE VIEWS: Enjoy breathtaking Atlantic Ocean views and iconic Ponce Inlet Lighthouse vistas, with a beach walkover conveniently located directly across the street. ** PRIVATE POOL & OUTDOOR LIVING: Enjoy Florida coastal living with a private swimming pool, outdoor deck, and spacious two-car garage. ** EXTENSIVE RENOVATION UPDATES: Improvements include brand-new windows, exterior doors, all-new interior framing, updated electrical and plumbing, an extra-large laundry room, and new front steps. ** PRIME PONCE INLET LOCATION: Located in the sought-after coastal community of Ponce Inlet, close to beautiful beaches, waterfront dining, boating, fishing, and outdoor recreation. ** ADDITIONAL LAND AVAILABLE: Looking for more space, privacy, or investment potential? The same owner is also offering TWO adjacent vacant lots for sale separately! Bring your vision and complete this incredible Ponce Inlet Coastal property! Cash buyers and renovation financing welcome. Don't miss this opportunity to create your dream beach home or investment property in one of Volusia County's most desirable beachside communities. Schedule your private showing today!
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
3,720
Sqft
0.19 ac
Lot size
2
Garage
1978
Year built
Three Or More
Levels
$255
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,408 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,408/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−59.4%
$/sqft vs LIGHTHOUSE SHORES
$255 vs $430
Days on market
3 vs 48 typical
Where $255/sqft sits among the 6 homes for sale in LIGHTHOUSE SHORES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ponce Inlet
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ponce Inlet. See the full Ponce Inlet guide →
PONCE INLET 32127 — neighborhood snapshot
Population
29,612
Median age
53.5
Median income
$71,676
Median home value
$340,900
Avg household
2.23
Households w/ children
2,833
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ponce Inlet market
$655K → $525K
Ponce Inlet median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
1 of 6
LIGHTHOUSE SHORES have cut their price
Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 138% above the PONCE INLET 32127 median. See the full Ponce Inlet market guide →
Paper trail
This home's history
Reality check
What actually sold near 4734 S ATLANTIC AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$585,000
4748 DIXIE DRIVE · same community
3 bd · 2 ba · 1,811 sqft · $323/sqft · 106 DOM
Sold · Mar ’26$645,000
4719 DIXIE DRIVE · same community
3 bd · 2.5 ba · 1,540 sqft · $419/sqft · 78 DOM
Sold · Jun ’26$639,000
4748 RIVERGLEN BOULEVARD · same community
2 bd · 2.5 ba · 1,540 sqft · $415/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4734 S ATLANTIC AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4734 S ATLANTIC AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4734 S ATLANTIC AVENUE FAQs
What would the monthly payment be for 4734 S ATLANTIC AVENUE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $7,408/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4734 S ATLANTIC AVENUE?+
The most recent tax bill on record (2025) was $10,962. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ponce Inlet?+
At $950,000, this home is listed about 31% above the Ponce Inlet median of $725,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4734 S ATLANTIC AVENUE?+
Spruce Creek High School (high), Silver Sands Middle School (middle), R. J. Longstreet Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$950,000 runs 138% above the PONCE INLET 32127 median — but at 3,720 sqft it's also nearly twice the size of the typical Ponce Inlet listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 3 days on market in a Ponce Inlet market that averages 48 — if it fits, move quickly.
04Strong assigned schools
Spruce Creek High School, Silver Sands Middle School, R. J. Longstreet Elementary School — Spruce Creek High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SIGNATURE · Cindy Adkins. MLS #NS1089660.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ponce Inlet homes, in your inbox
Like 4734 S ATLANTIC AVENUE but not quite? A daily digest of every new listing in Ponce Inlet — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Bridget to ping you on any price or status change →