STATE ROAD 19, UMATILLA, FL, 32784
Active1981 days on marketListed Feb 20, 2021MLS #O5924960
About this home
STATE ROAD 19
Up to 85 homes already approved on this great opportunity for development residential or commercial or both. Recently annexed into the City of Umatilla with the City's water lines are on three sides of this property, and the sewer lines currently just South of the property. Included in one of the photos and as an attachment is a concept plan for 49 homesites and 36 townhome lots with over 3 acres reserved for commercial use. The developer's agreement requires that the single family home detached units be on lots with a minimum of 14,500 which was considered when the concept plan was put together. The environmental study report and boundary survey are available.
Facts & features
The home at a glance
38.56 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$17,661 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$17,661/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Umatilla
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Umatilla. See the full Umatilla guide →
UMATILLA 32784 — neighborhood snapshot
Population
9,859
Median age
45.2
Median income
$69,633
Median home value
$237,300
Avg household
2.47
Households w/ children
1,175
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Umatilla market
$332K → $323K
Umatilla median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 943% above the UMATILLA 32784 median. See the full Umatilla market guide →
Paper trail
This home's history
Reality check
What actually sold near STATE ROAD 19
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$120,000
560 OWENS LANE
1 bd · 1 ba · 320 sqft · $375/sqft · 19 DOM
Sold · Nov ’25$100,000
190 E COLLINS STREET
2 bd · 1 ba · 696 sqft · $144/sqft · 54 DOM
Sold · Jan ’26$155,000
750 N KENTUCKY AVENUE
2 bd · 1 ba · 952 sqft · $163/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about STATE ROAD 19 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for STATE ROAD 19 — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
STATE ROAD 19 FAQs
What would the monthly payment be for STATE ROAD 19?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,661/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on STATE ROAD 19?+
The most recent tax bill on record (2022) was $2,331. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Umatilla?+
At $2,999,000, this home is listed about 782% above the Umatilla median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to STATE ROAD 19?+
Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of RLW REALTY · Logan Wilson. MLS #O5924960.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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