
15181 AMSTERDAM AVENUE, PORT CHARLOTTE, FL, 33981
Active389 days on marketListed Jul 23, 2025MLS #O6329845
About this home
15181 AMSTERDAM AVENUE
Rare Double Waterfront Homesite – 160 Ft of Canal Frontage in South Gulf Cove A rare opportunity to own two adjacent waterfront lots in the highly desirable South Gulf Cove community of Port Charlotte. Purchase individually or together to create a spacious 0.48-acre double homesite with approximately 160 feet of canal frontage, offering exceptional flexibility for your future Florida waterfront home. Property Highlights Two adjacent canal-front lots (80 ft each) Available separately or combined Approximately 0.48 acres total when purchased together ~160 feet of combined waterfront frontage Direct powerboat access to Charlotte Harbor Public water and public sewer available (major construction cost savings) Buildable residential zoning with nearby established homes Boating & Lifestyle Enjoy true Florida waterfront living with direct boating access to Charlotte Harbor via the canal system. This access is suitable for powerboats, pontoons, center consoles, and jet skis, offering endless opportunities for fishing, cruising, and Gulf Coast exploration. Prime Location Located in South Gulf Cove, one of Southwest Florida’s most active boating communities. Close to: Boca Grande beaches Englewood Beach Golf courses, marinas, and shopping Dining, fishing, and outdoor recreation Build Your Vision Build one large custom waterfront estate or purchase both lots to maximize privacy, space, and design flexibility. Surrounded by newer homes in a coastal community. Flexible Purchase Options This property may be purchased individually or together with the adjacent lot at 15189 Amsterdam Ave, allowing buyers to secure a rare double-lot waterfront opportunity.
Facts & features
The home at a glance
0.24 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$879 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$879/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 138% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 15181 AMSTERDAM AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$406,000
9167 KEY WEST STREET · same community
3 bd · 2 ba · 1,516 sqft · $268/sqft · 14 DOM
Sold · Jan ’26$368,200
15483 MCCOMB CIRCLE · same community
3 bd · 2 ba · 1,597 sqft · $231/sqft · 110 DOM
Sold · May ’26$516,000
9310 ROSEBUD CIRCLE · same community
3 bd · 2 ba · 1,841 sqft · $280/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15181 AMSTERDAM AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15181 AMSTERDAM AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
15181 AMSTERDAM AVENUE FAQs
What would the monthly payment be for 15181 AMSTERDAM AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $879/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15181 AMSTERDAM AVENUE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15181 AMSTERDAM AVENUE?+
The most recent tax bill on record (2024) was $1,445. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15181 AMSTERDAM AVENUE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $93,000, this home is listed about 72% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 15181 AMSTERDAM AVENUE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$93,000 runs 138% above the PORT CHARLOTTE 33981 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
389 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $93,995, now $93,000 — a $995 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6329845.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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