CENTURY 21 Edge
Short-Term Rental Eligible
$356,990$394,9903 bd2.5 ba1,615 sqft$221 /sqft$2,706 /mo all-in ↓

5591 RONIN DRIVE, ST CLOUD, FL, 34771

Active233 days on marketListed Nov 20, 2025MLS #O6362159

Priced 22% below the ST CLOUD 34771 medianEst. $30K/yr short-term rental revenueReduced $38KNew constructionTownhouseSPRINGHEAD LAKES 25TH

About this home

5591 RONIN DRIVE

Under Construction. Refresh your lifestyle with the Wilshire! This magnificent townhome covers two stories and includes three bedrooms, two and one-half bathrooms and a two-car rear load garage. Front door opens onto the spacious open concept combination living room and dining room. There is also a laundry room with washer and dryer and a fully equipped kitchen that leads to an enticing patio. The lovely upstairs master suite has a private bathroom and a roomy walk-in closet. Every home comes with Lennar’s Everything’s Included® promise, which includes all appliances as well as quartz countertops, blinds, and more in the price of your home. There are also home automation features such as keyless door locks and video doorbells in the Connected Home by Lennar®. Springhead Lakes is located in Bridgewalk, and is one of the most anticipated new communities. At Bridgewalk, families can take advantage of the glorious resort-style swimming pool, extravagant clubhouse with a state of the art fitness center, playground, basketball & volleyball courts along with close proximity to Lake Ajay! What are you waiting for? Call and make an appt today.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,615

Sqft

0.09 ac

Lot size

2

Garage

2025

Year built

Two

Levels

$221

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Concrete
AppliancesDishwasher · Disposal · Dryer · Freezer · Microwave · Range · Refrigerator · Washer
InteriorIn Wall Pest System · Kitchen/Family Room Combo · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$287/mo
Taxes (2024)$0/yr
PetsYes
CommunityFitness Center · Irrigation-Reclaimed Water · Park · Playground · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Fiber Optics · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,706 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,102
FHA mortgage insurance (est.)$158
Property tax — 2024 actual bill$0
HOA fee — from the listing$287
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,495Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,495
Interest rate6.00%
Loan term

Estimated payment

$3,034/mo

Principal & interest$2,102
FHA mortgage insurance (est.)$158
Est. property taxes$327
HOA / condo fee$287
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $357K
$343KedgeAI estimate $405,062 · range $394K$418K$435K

vs edgeAI estimate

−11.9%

$/sqft vs St Cloud actives

$221 vs $217

Days on market

233 vs 33 typical

Where $221/sqft sits among the 400 St Cloud actives

97
136 · this home
86
38
15
28
$156–191$191–226$226–261$261–295$295–330$330+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Spring Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$29,778/yr gross

Avg nightly rate$193
Occupancy (comp set)46%
CommunitySpring Lake
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,369/mo median

MarketSt Cloud
Annual gross at median$28,422
Gross yield on this price8.0%
Homes for rent right now332

Live St Cloud rental listing data — this home’s rate depends on size, condition and furnishing.

The St. Cloud short-term market

▼ Softening

40%

Occupancy

▼ 45% yr/yr

$154

Avg nightly rate

▲ 8% yr/yr

$14K/yr

Revenue per listing

$62

RevPAR

29 days

Booking lead time

5.8 nights

Avg stay

7

Typical min nights

43

Active rentals

▼ 12% supply

Seasonality — monthly occupancy

Peaks at 53% in Mar · bottoms at 26% in May

46%
50%
53%
36%
26%
26%
47%
45%
36%
33%
41%
40%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in St. Cloud — the projection above is specific to this home’s size.

Where it sits

Inside Spring Lake

Map of 5591 RONIN DRIVE inside its neighborhood boundary

Drive times from this address

Orlando Int’l Airport (MCO)31 min
Downtown Orlando36 min
Universal Orlando43 min
Walt Disney World48 min

Spring Lake is a short-term-rental community. See the full guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryNarcoossee Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

200 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% below the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $356,990 $38K
Nov 20, 2025Listed at $394,990 · 233 days on market since
2025Built · SPRINGHEAD LAKES 25TH

Reality check

What actually sold near 5591 RONIN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5077 CASPIAN STREETSold · Jun ’26

$325,000

5077 CASPIAN STREET

3 bd · 2.5 ba · 1,617 sqft · $201/sqft · 120 DOM

5043 WALKER STREETSold · Nov ’25

$330,000

5043 WALKER STREET

3 bd · 2.5 ba · 1,617 sqft · $204/sqft · 45 DOM

2682 MEAD AVENUESold · Jul ’25

$315,000

2682 MEAD AVENUE

2 bd · 2.5 ba · 1,617 sqft · $195/sqft · 110 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5591 RONIN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5591 RONIN DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5591 RONIN DRIVE FAQs

What would the monthly payment be for 5591 RONIN DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,706/mo — principal and interest, estimated property taxes, the $287/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5591 RONIN DRIVE?+

The association fee works out to $287 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5591 RONIN DRIVE?+

The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 5591 RONIN DRIVE be rented short-term?+

Yes — this home sits inside Spring Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 5591 RONIN DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $356,990, this home is listed about 16% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5591 RONIN DRIVE?+

Narcoossee Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ST CLOUD 34771 market on paper

$356,990 is 22% below the ST CLOUD 34771 median of $459,000, and at $221/sqft it sits under the St Cloud average of $236.

02Zoned for nightly rentals

Spring Lake is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Time on market is leverage

233 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $394,990, now $356,990 — a $38K cut. The full history is in the market section below.

Listing courtesy of LENNAR REALTY · Ben Goldstein. MLS #O6362159.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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