4072 OAKTREE DRIVE, DAVENPORT, FL, 33837
Active291 days on marketListed Jan 20, 2026MLS #O6375342
About this home
4072 OAKTREE DRIVE
Located in a short-term rental–approved vacation community, this well-maintained single-story home at 4072 Oak Tree offers an excellent combination of comfort, amenities, and flexibility. The property features a private screened-in pool with a spacious deck and covered lanai, ideal for outdoor dining, relaxation, and entertaining year-round. A dedicated game room provides additional recreational space, making the home well-suited for guests or extended stays. The functional kitchen offers ample cabinetry and counter space and flows into the adjacent dining area, supporting both everyday living and entertaining. Natural light and an open layout enhance the home’s welcoming atmosphere. Additional features include a tile roof, mature landscaping, and a two-car garage. The screened pool enclosure offers privacy while helping reduce outdoor maintenance. Situated in the Oak Tree community of Davenport, the home is conveniently located near shopping, dining, major roadways, and Central Florida attractions. This property presents an excellent opportunity as a primary residence, second home, or short-term rental investment.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,172
Sqft
0.19 ac
Lot size
2
Garage
2013
Year built
One
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,801 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,801/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.2%
$/sqft vs OAKMONT PH 01
$226 vs $177
Days on market
291 vs 73 typical
Where $226/sqft sits among the 14 homes for sale in OAKMONT PH 01
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Solterra Resort, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Solterra Resort
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Solterra Resort is a short-term-rental community. See the full guide →
Solterra Resort — neighborhood snapshot
Population
561
Median age
38
Median income
$89,375
Median home value
$304,100
Avg household
3
Households w/ children
152
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$343K → $346K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
6 of 14
OAKMONT PH 01 have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 4072 OAKTREE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$484,000
5303 WILDWOOD WAY · same community
5 bd · 4.5 ba · 2,777 sqft · $174/sqft · 106 DOM
Sold · Apr ’26$475,000
5226 WILDWOOD WAY · same community
5 bd · 4.5 ba · 2,784 sqft · $171/sqft · 182 DOM
Sold · Sep ’26$510,000
4084 OAKTREE DRIVE · same community
5 bd · 4 ba · 2,798 sqft · $182/sqft · 162 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4072 OAKTREE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4072 OAKTREE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4072 OAKTREE DRIVE FAQs
What would the monthly payment be for 4072 OAKTREE DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,801/mo — principal and interest, the actual property-tax bill, the $268/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4072 OAKTREE DRIVE?+
The association fee works out to $268 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4072 OAKTREE DRIVE?+
The most recent tax bill on record (2024) was $9,515. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 4072 OAKTREE DRIVE be rented short-term?+
Yes — this home sits inside Solterra Resort, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 4072 OAKTREE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $489,900, this home is listed about 27% above the Davenport median of $385,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4072 OAKTREE DRIVE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$489,900 runs 56% above the DAVENPORT 33837 median.
02Zoned for nightly rentals
Solterra Resort is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Time on market is leverage
291 days on market against a Davenport median of 73 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $500,000, now $489,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Angela Worachek PLLC. MLS #O6375342.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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