6402 ROVER WAY, ST CLOUD, FL, 34771
Active114 days on marketListed Mar 20, 2026MLS #O6375813
About this home
6402 ROVER WAY
As A CASH COW Stunning income-generating model home in desirable offering the perfect blend of luxury and investment opportunity. This beautifully designed 4-bedroom, 2.5-bath home features an open-concept floor plan with soaring ceilings, elegant flooring in the main living areas, and comfortable carpeted bedrooms. The gourmet kitchen includes built-in ovens, cooktop, stainless steel appliances, and a large center island perfect for entertaining. Upstairs features a spacious bonus room providing flexible space for a media room, office, or additional living area. The home is equipped with an advanced Tesla solar roof system, offering modern energy efficiency and cutting-edge technology. Currently being used as a builder’s model home and sold with a lease in place, the builder is covering property taxes, HOA dues, and paying rent, creating a rare investment opportunity. Enjoy added privacy with no rear neighbors and a park located behind the home. Conveniently located near shopping, dining, parks, and top-rated schools, with the option to enjoy rental income now and move into your dream home in the future.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,904
Sqft
0.22 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$341
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,899 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,899/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+53.1%
$/sqft vs St Cloud actives
$341 vs $217
Days on market
114 vs 33 typical
Where $341/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
199 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 116% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 6402 ROVER WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$580,000
6522 ROVER WAY
5 bd · 3 ba · 2,881 sqft · $201/sqft · 49 DOM
Sold · May ’26$555,000
6570 ROVER WAY
4 bd · 3 ba · 2,881 sqft · $193/sqft · 227 DOM
Sold · Sep ’25$765,000
6348 MOSSY OAK ROAD
3 bd · 3.5 ba · 2,966 sqft · $258/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6402 ROVER WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6402 ROVER WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6402 ROVER WAY FAQs
What would the monthly payment be for 6402 ROVER WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,899/mo — principal and interest, the actual property-tax bill, the $141/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6402 ROVER WAY?+
The association fee works out to $141 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6402 ROVER WAY?+
The most recent tax bill on record (2025) was $10,657. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6402 ROVER WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $989,500, this home is listed about 133% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6402 ROVER WAY?+
Narcoossee Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$989,500 runs 116% above the ST CLOUD 34771 median — but at 2,904 sqft it's also 47% larger than the typical St Cloud listing.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
114 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $999,999, now $989,500 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of APPLE REALTY · Manoj Patel. MLS #O6375813.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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