1885 SHADOW BOX BEND, ST CLOUD, FL, 34771
Active124 days on marketListed Mar 9, 2026MLS #O6388930
About this home
1885 SHADOW BOX BEND
Virtually Staged. Under Construction. Stanley Martin builds new construction homes in the Brack Ranch community in St. Cloud, Florida. This neighborhood is ideally located midway between downtown Orlando and the beaches of Florida's east coast. You'll have the best of both worlds- the excitement of the city and the tranquility of the coast right at your fingertips. Downtown Orlando and its famous theme parks are just 25 miles away, and I-95 is only 35 miles away, making for an easy commute. With easy access to SR-417, SR-528, US-192, and Florida's Turnpike, your commute will be a breeze. Plus, with Orlando International Airport just a 15-minute drive away, travel is a breeze. It's not just about the surroundings: Brack Ranch is packed with amenities designed to enhance your lifestyle. Take a dip in the pool, relax in our clubhouse, or explore the many hiking trails. The Portland is the perfect floorplan to take advantage of the Florida lifestyle. In this home guests are greeted by a covered entryway that leads into a spacious main level living area. No matter where you are in this space, the open floorplan is a great place for entertaining family and friends. The kitchen island, allows for natural movement through the main level, keeping the kitchen as the focal point of the home. Two spacious bedrooms share a hall bath on the main level, and the real showcase of this home is the primary suite which offers the utmost luxury and privacy. You have everything you need with dual vanities, a large walk-in closet, and standing shower. This home is an oasis for those looking for a new construction home, built for the way you live! *Photos are from a similar home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,589
Sqft
0.14 ac
Lot size
2
Garage
2026
Year built
One
Levels
$263
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,338 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,338/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.8%
$/sqft vs BRACK RANCH
$263 vs $228
Days on market
124 vs 33 typical
Where $263/sqft sits among the 13 homes for sale in BRACK RANCH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
12 of 13
BRACK RANCH have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1885 SHADOW BOX BEND
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$424,990
1961 HORSETAIL DRIVE · same community
3 bd · 2 ba · 1,589 sqft · $267/sqft · 26 DOM
Sold · Jun ’26$385,640
5754 STOCKADE BOULEVARD · same community
3 bd · 2.5 ba · 1,639 sqft · $235/sqft · 9 DOM
Sold · Apr ’26$357,540
5686 STOCKADE BOULEVARD · same community
3 bd · 2.5 ba · 1,496 sqft · $239/sqft · 94 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jonathan Santos
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 1885 SHADOW BOX BEND — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1885 SHADOW BOX BEND — before you fall in love.
See it in person
Schedule a tour
Live availability from Jonathan's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1885 SHADOW BOX BEND FAQs
What would the monthly payment be for 1885 SHADOW BOX BEND?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,338/mo — principal and interest, the actual property-tax bill, the $93/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1885 SHADOW BOX BEND?+
The association fee works out to $93 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1885 SHADOW BOX BEND?+
The most recent tax bill on record (2026) was $5,237. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1885 SHADOW BOX BEND?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $418,490, this home is listed about 2% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1885 SHADOW BOX BEND?+
Narcoossee Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST CLOUD 34771 market on paper
$418,490 is 9% below the ST CLOUD 34771 median of $459,000.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
124 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $418,990, now $418,490 — a $500 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SM FLORIDA BROKERAGE LLC · Jason Walzer. MLS #O6388930.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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