1837 SHADOW BOX BEND, ST CLOUD, FL, 34771
Active109 days on marketListed Jun 3, 2026MLS #O6413308
About this home
1837 SHADOW BOX BEND
Virtually Staged. ***Move-in ready!*** Welcome to the Linden C at Brack Ranch, Lot 301, located at 1837 Shadow Box Bend. This 5-bedroom, 3-bath design offers smart use of space with a flexible first-floor room, open-concept living, a large kitchen island, walk-in pantry, and convenient storage. Upstairs, enjoy a spacious loft, walk-in laundry room, and a private primary suite with an oversized walk-in closet and en-suite bath. ! Photos shown are of a similar home. Brack Ranch offers a sought-after St. Cloud location near Orlando, shopping, dining, recreation, major roadways, and the airport, plus community amenities including a pool, cabana/clubhouse, playground/tot lot, dog park, and trails. Ask about current incentives and schedule your tour today before this move-in ready opportunity is gone
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,434
Sqft
0.14 ac
Lot size
2
Garage
2025
Year built
Two
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,785 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,785/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.9%
$/sqft vs St Cloud actives
$195 vs $217
Days on market
109 vs 47 typical
Where $195/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $394K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
245 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1837 SHADOW BOX BEND
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$515,060
1883 HORSETAIL DRIVE · same community
5 bd · 3 ba · 2,434 sqft · $212/sqft · 92 DOM
Sold · Jul ’26$499,990
1896 HORSETAIL DRIVE · same community
5 bd · 3 ba · 2,434 sqft · $205/sqft · 126 DOM
Sold · May ’26$515,990
1873 SHADOW BOX BEND · same community
5 bd · 3 ba · 2,434 sqft · $212/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1837 SHADOW BOX BEND — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1837 SHADOW BOX BEND — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1837 SHADOW BOX BEND FAQs
What would the monthly payment be for 1837 SHADOW BOX BEND?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,785/mo — principal and interest, the actual property-tax bill, the $93/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1837 SHADOW BOX BEND?+
The association fee works out to $93 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1837 SHADOW BOX BEND?+
The most recent tax bill on record (2026) was $6,343. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1837 SHADOW BOX BEND?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $474,490, this home is listed about 11% above the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1837 SHADOW BOX BEND?+
Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$474,490 runs 15% above the ST CLOUD 34771 median — but at 2,434 sqft it's also 23% larger than the typical St Cloud listing.
02Time on market is leverage
109 days on market against a St Cloud median of 47 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Harmony Community School, Harmony High School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $507,490, now $474,490 — a $33K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SM FLORIDA BROKERAGE LLC · Jason Walzer. MLS #O6413308.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 1837 SHADOW BOX BEND but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Colleen to ping you on any price or status change →