CENTURY 21 Edge

4170 AMOROSO STREET, PORT CHARLOTTE, FL, 33981

Active137 days on marketListed Apr 7, 2026MLS #O6397029

Priced 50% below the PORT CHARLOTTE 33981 medianReduced $10K

About this home

4170 AMOROSO STREET

Secure your place in one of Southwest Florida’s fastest-growing markets with this buildable residential lot in Port Charlotte. Located in an area seeing steady expansion and new construction, this property offers excellent investment potential as property values continue to trend upward across the region. Port Charlotte has become increasingly attractive to buyers and builders alike due to its affordability compared to neighboring coastal cities, ongoing population growth, and continued demand for new housing. As development spreads throughout Charlotte County, vacant land opportunities like this are becoming more limited, making now an ideal time to buy and hold or build. Situated in a developing neighborhood, this lot provides the flexibility to design and build your ideal home while benefiting from future appreciation driven by nearby residential growth and infrastructure improvements. New construction activity in the surrounding area signals strong momentum and reinforces long term value. Enjoy convenient access to everyday essentials, including shopping, dining, schools, and healthcare, along with proximity to major roadways such as US-41 and I-75 for easy travel to Punta Gorda, North Port, and Sarasota. Beautiful Gulf Coast beaches, boating, fishing, and outdoor recreation are all within a short drive, adding to the area’s lifestyle appeal. With no HOA restrictions and plenty of space to build, this property is ideal for investors, builders, or future homeowners looking to capitalize on the continued growth of Port Charlotte. Don’t miss this opportunity to invest in a market on the rise while pricing remains accessible.

Facts & features

The home at a glance

0.23 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$364/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$317 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$118
FHA mortgage insurance (est.)$9
Property tax — 2025 actual bill$30
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $700
Interest rate6.00%
Loan term

Estimated payment

$317/mo

Principal & interest$118
FHA mortgage insurance (est.)$9
Property taxes (actual bill)$30
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Gulf Cove

Map of 4170 AMOROSO STREET inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

Gulf Cove — neighborhood snapshot

Population

4,064

Median age

62

Median income

$57,533

Median home value

$349,277

Avg household

2

Households w/ children

274

For the school run

Charlotte County School District

ElementaryMyakka River Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% below the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $19,999 $10K
Apr 7, 2026Listed at $30,000 · 137 days on market since

Reality check

What actually sold near 4170 AMOROSO STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5153 HOGAN STREETSold · Feb ’26

$135,000

5153 HOGAN STREET

2 bd · 1 ba · 600 sqft · $225/sqft · 75 DOM

5452 MONTEGO LANESold · Nov ’25

$255,000

5452 MONTEGO LANE

2 bd · 2 ba · 979 sqft · $260/sqft · 271 DOM

12361 PRUDENTIAL AVENUESold · Oct ’25

$145,000

12361 PRUDENTIAL AVENUE

2 bd · 2 ba · 1,039 sqft · $140/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 4170 AMOROSO STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4170 AMOROSO STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4170 AMOROSO STREET FAQs

What would the monthly payment be for 4170 AMOROSO STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $317/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4170 AMOROSO STREET?+

The most recent tax bill on record (2025) was $364. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Charlotte?+

At $19,999, this home is listed about 94% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4170 AMOROSO STREET?+

Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PORT CHARLOTTE 33981 market on paper

$19,999 is 50% below the PORT CHARLOTTE 33981 median of $39,844.

02Time on market is leverage

137 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $30,000, now $19,999 — a $10K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · Jon Yawt. MLS #O6397029.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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