1296 HYDE STREET, ST CLOUD, FL, 34771
Active66 days on marketListed May 19, 2026MLS #O6408711
About this home
1296 HYDE STREET
Under Construction. Welcome to 1296 Hyde Street in Saint Cloud, FL: a stunning new construction home built by M/I Homes. This thoughtfully designed home offers 2,092 square foot of well-planned living space, featuring 4 bedrooms, 2 full bathrooms, and a a 2-car garage. Step inside to discover an open-concept living space that creates a seamless flow between gathering areas, perfect for everyday living and entertaining. The quality of design is evident throughout, with careful attention to detail in every room. The spacious flex room has endless possibilities—turn this room into whatever type of room you need such as a gym or office or kids' play space. Find your huge owner's suite in the back corner, which features an en-suite bathroom with a double sink and a walk-in closet. The three guest bedrooms and a hall bath are split from the owner's suite. This home offers the perfect blend of comfort, style, and smart design. The generous floorplan provides ample room for a variety of lifestyles, while the nearby parks offer opportunities for outdoor enjoyment. With the quality craftsmanship that M/I Homes is known for, this home is designed to meet your needs for years to come. Contact us today to learn more!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,092
Sqft
0.17 ac
Lot size
2
Garage
2026
Year built
One
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,556 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,556/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.2%
$/sqft vs CENTER LAKE ON THE PARK
$229 vs $207
Days on market
66 vs 33 typical
Where $229/sqft sits among the 14 homes for sale in CENTER LAKE ON THE PARK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
13 of 14
CENTER LAKE ON THE PARK have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1296 HYDE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$415,690
5318 CENTER LAKE RANCH BOULEVARD · same community
3 bd · 2.5 ba · 1,983 sqft · $210/sqft · 319 DOM
Sold · Jun ’26$447,990
5342 CENTER LAKE RANCH BOULEVARD · same community
3 bd · 2.5 ba · 1,983 sqft · $226/sqft · 108 DOM
Sold · Mar ’26$435,990
5312 CENTER LAKE RANCH BOULEVARD · same community
3 bd · 2.5 ba · 2,341 sqft · $186/sqft · 424 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 1296 HYDE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1296 HYDE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1296 HYDE STREET FAQs
What would the monthly payment be for 1296 HYDE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,556/mo — principal and interest, the actual property-tax bill, the $64/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1296 HYDE STREET?+
The association fee works out to $64 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1296 HYDE STREET?+
The most recent tax bill on record (2025) was $3,523. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1296 HYDE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $479,990, this home is listed about 13% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1296 HYDE STREET?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$479,990 runs 13% above the ST CLOUD 34771 median.
02Time on market is leverage
66 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $509,990, now $479,990 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY · Stacie Brown Kelly. MLS #O6408711.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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