392 OAK FLAT ALLEY, GROVELAND, FL, 34736
Pending87 days on marketListed May 19, 2026MLS #O6408981
About this home
392 OAK FLAT ALLEY
Discover the spacious Vista plan at Cypress Bluff – the largest 2-story home in our Bungalow series with a large Primary Bedroom, a 1st floor Guest Suite, and situated on a beautiful oversized corner homesite! This beautifully designed 4-bedroom, 3-bath home offers thoughtful features and modern finishes. The open-concept layout offers a first-floor guest bedroom with an adjacent full bath, ideal for visitors or multigenerational living. Enjoy soaring 9'4" ceilings on the 1st floor, 9' ceilings on the 2nd floor, and a versatile second-floor loft - perfect for a media room or home office. The stylish kitchen features 42" upgraded cabinets with crown molding, quartz countertops, a sleek tile backsplash, and center island for plenty of prep space. The adjoining dining area opens to a charming side covered porch, ideal for outdoor living and entertaining. Future Community amenities include a beautiful Pool overlooking Lake Lucy, Cabana, walking trails, and 2 Playgrounds, with future shopping and retail within the Community. Cypress Bluff offers quick access to the Florida Turnpike, and conveniently located just minutes from downtown Groveland and Clermont.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,498
Sqft
0.14 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,088 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,088/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1%
Days on market
87 vs 40 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Groveland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Groveland. See the full Groveland guide →
The numbers that matter
The Groveland market
$378K → $397K
Groveland median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the Groveland median. See the full Groveland market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 392 OAK FLAT ALLEY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 392 OAK FLAT ALLEY — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
392 OAK FLAT ALLEY FAQs
What would the monthly payment be for 392 OAK FLAT ALLEY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,088/mo — principal and interest, the actual property-tax bill, the $11/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 392 OAK FLAT ALLEY?+
The association fee works out to $11 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 392 OAK FLAT ALLEY?+
The most recent tax bill on record (2025) was $3,107. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 392 OAK FLAT ALLEY?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Groveland?+
At $419,990, this home is listed about 7% above the Groveland median of $390,990. The market section on this page shows how the area is trending.
Listing courtesy of RISEWELL HOMES FLORIDA LLC · Stephen Wood. MLS #O6408981.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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