403 OAK FLAT ALLEY, GROVELAND, FL, 34736
Active4 days on marketListed Oct 15, 2026MLS #O6450125
About this home
403 OAK FLAT ALLEY
Virtually Staged. Under Construction. Discover coastal charm and modern comfort in the only quick move-in Skye currently available at Cypress Bluff in Groveland. Offering just over 2,000 square feet, three bedrooms, and a two-car rear-entry garage, this thoughtfully designed two-story home creates inviting spaces for everyday living and gathering. The open-concept main floor connects the kitchen, dining, and living areas, with tile flooring throughout the main living spaces. The kitchen features an island, quartz countertops, stainless steel appliances, and a tile backsplash, making everything from weeknight meals to weekend hosting feel effortless. Enjoy morning coffee on the front porch or unwind on the covered side patio. Upstairs, all three bedrooms provide a peaceful retreat, including a spacious primary suite with a large walk-in closet and a primary bath featuring a tile wall surround extending to the ceiling. Included blinds add everyday convenience. At Cypress Bluff, low-maintenance yards leave more time to enjoy the resort-style pool, walking trails along Lake Lucy, playgrounds, and gathering spaces with a fire pit and pavilion. A future Village Center will bring additional shopping and dining opportunities. Explore nearby Lake David Park, Green Valley Country Club, Downtown Clermont, Waterfront Park, and Lake Louisa State Park, with the Florida Turnpike approximately seven minutes away and State Road 50 approximately five minutes away. *Photos shown are virtually staged renderings of another home with the same floor plan and are provided for illustrative purposes only. Actual finishes, features, and appearance of the listed home may vary. Furniture and décor shown are not included.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,001
Sqft
0.09 ac
Lot size
2026
Year built
Two
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,879 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,879/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.6%
$/sqft vs Groveland actives
$193 vs $199
Days on market
4 vs 55 typical
Where $193/sqft sits among the 231 Groveland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Groveland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Groveland. See the full Groveland guide →
GROVELAND 34736 — neighborhood snapshot
Population
26,086
Median age
42
Median income
$82,478
Median home value
$335,300
Avg household
2.76
Households w/ children
2,798
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Groveland market
$378K → $378K
Groveland median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
116 of 231
Groveland actives have cut their price
Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 403 OAK FLAT ALLEY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$369,990
482 WINSOME ALLEY · same community
3 bd · 2.5 ba · 2,003 sqft · $185/sqft · 46 DOM
Sold · Aug ’26$369,990
498 WINSOME ALLEY · same community
3 bd · 2.5 ba · 2,003 sqft · $185/sqft · 55 DOM
Sold · May ’26$359,990
490 WINSOME ALLEY · same community
3 bd · 2.5 ba · 2,003 sqft · $180/sqft · 210 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 403 OAK FLAT ALLEY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 403 OAK FLAT ALLEY — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
403 OAK FLAT ALLEY FAQs
What would the monthly payment be for 403 OAK FLAT ALLEY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,879/mo — principal and interest, the actual property-tax bill, the $11/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 403 OAK FLAT ALLEY?+
The association fee works out to $11 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 403 OAK FLAT ALLEY?+
The most recent tax bill on record (2025) was $3,107. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 403 OAK FLAT ALLEY?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Groveland?+
At $386,990, this home is listed about 3% below the Groveland median of $400,000. The market section on this page shows how the area is trending.
Which schools are assigned to 403 OAK FLAT ALLEY?+
South Lake High School (high), Gray Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RISEWELL HOMES FLORIDA LLC · Stephen Wood. MLS #O6450125.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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