CENTURY 21 Edge
$2,549$2,6994 bd3 ba2,492 sqft$1 /sqft$178 /mo all-in ↓

5055 TIBET COURT, ST CLOUD, FL, 34772

Active69 days on marketListed May 30, 2026MLS #O6412185

Priced 99% below the ST CLOUD 34772 medianReduced $150Single Family ResidenceHANOVER LAKES PH 4

About this home

5055 TIBET COURT

***FREE RENT FOR JUNE*** Spacious Waterfront Home with Boat Access to the Kissimmee Chain of Lakes Nestled in the highly desirable Hanover Lakes community, this beautifully maintained waterfront residence offers an exceptional combination of spacious living, flexible accommodations, and direct access to Central Florida's renowned Chain of Lakes. Featuring 4 bedrooms, 3 full bathrooms, multiple living areas, and breathtaking water views, this home is designed for both comfortable everyday living and effortless entertaining. The thoughtfully designed floor plan offers exceptional versatility, including two private primary suites—one conveniently located on the first floor and an oversized second suite upstairs—making the home ideal for multi-generational living, extended guests, or those seeking additional privacy and flexibility. At the heart of the home, the open-concept kitchen flows seamlessly into the dining and family living areas, creating a bright and welcoming space for gathering with family and friends. A second family room and a spacious bonus den provide additional room for a home office, media room, game room, or play area, allowing the home to adapt to a variety of lifestyle needs. What truly sets this property apart is its spectacular waterfront setting. Enjoy peaceful mornings and stunning Florida sunsets from the covered lanai while overlooking the tranquil canal and lake views. The backyard waterway connects directly to Alligator Lake and the Kissimmee Chain of Lakes, providing convenient access to boating, fishing, kayaking, and year-round waterfront recreation. Residents of Hanover Lakes enjoy an outstanding collection of resort-style amenities, including a community pool, splash park, cabana, boat lift, and private access to the Chain of Lakes, creating a vacation-like lifestyle right at home. Ideally located near Central Florida's most sought-after destinations, the property offers easy access to Walt Disney World, Orlando International Airport, Lake Nona Medical City, the Florida Turnpike, shopping, dining, schools, and major employment centers. Property Highlights?• 4 bedrooms, 3 full bathrooms?• Two private primary suites, including a first-floor suite?• Multiple family and gathering spaces?• Bonus den ideal for office, media, or game room?• Open-concept living and dining areas?• Covered waterfront lanai?• Direct access to Alligator Lake and the Kissimmee Chain of Lakes?• Attached 2-car garage?• Resort-style Hanover Lakes amenities?• Convenient access to Disney, Lake Nona, MCO, and major highways Combining expansive interior living spaces with a rare waterfront location and direct lake access, this exceptional home offers an opportunity to enjoy boating, fishing, beautiful sunsets, and the relaxed Florida lifestyle that Hanover Lakes is known for.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,492

Sqft

0.13 ac

Lot size

2

Garage

2022

Year built

Two

Levels

$1

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorKitchen/Family Room Combo · Solid Wood Cabinets · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

Community & fees

PetsMonthly Pet Fee, Yes

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$178 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$15
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $89Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $89
Interest rate6.00%
Loan term

Estimated payment

$178/mo

Principal & interest$15
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Cloud actives

$1 vs $218

Days on market

69 vs 42 typical

Where $1/sqft sits among the 400 St Cloud actives

0 · this home
2
65
214
77
42
$1–61$61–122$122–182$182–243$243–303$303+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 5055 TIBET COURT

Drive times from this address

Universal Orlando46 min
Walt Disney World47 min
Orlando Int’l Airport (MCO)47 min
Downtown Orlando47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34772 — neighborhood snapshot

Population

33,542

Median age

39.9

Median income

$86,900

Median home value

$352,400

Avg household

3.05

Households w/ children

4,027

For the school run

Osceola County School District

ElementaryHickory Tree Elementary School★★★★★
MiddleSt. Cloud Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$412K$395K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

217 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the ST CLOUD 34772 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,549 $150
May 30, 2026Listed at $2,699 · 69 days on market since
2022Built · HANOVER LAKES PH 4

Reality check

What actually sold near 5055 TIBET COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5038 TIBET COURTSold · Mar ’26

$724,000

5038 TIBET COURT · same community

5 bd · 3 ba · 3,198 sqft · $226/sqft · 8 DOM

5052 BLANCHARD COURTSold · Sep ’25

$383,500

5052 BLANCHARD COURT · same community

3 bd · 2 ba · 1,747 sqft · $220/sqft · 131 DOM

5001 CENTER COURTSold · Dec ’25

$630,000

5001 CENTER COURT · same community

6 bd · 4.5 ba · 3,855 sqft · $163/sqft · 60 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 5055 TIBET COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5055 TIBET COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5055 TIBET COURT FAQs

What would the monthly payment be for 5055 TIBET COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 5055 TIBET COURT?+

The listing reports pets: Monthly Pet Fee, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $2,549, this home is listed about 99% below the St Cloud median of $429,675. The market section on this page shows how the area is trending.

Which schools are assigned to 5055 TIBET COURT?+

Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ANTS REALTY LLC · Wenyu Wang. MLS #O6412185.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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5055 TIBET COURT, ST CLOUD, FL — 4 Bed, 3 Bath — $2,549 | CENTURY 21 Edge