CENTURY 21 Edge
$1,230,0003 bd3.5 ba2,793 sqft$440 /sqft$8,206 /mo all-in ↓

13207 PANAMA BEACH COURT, ORLANDO, FL, 32827

Active59 days on marketListed Jun 16, 2026MLS #O6417630

New constructionFully furnishedSingle Family ResidenceISLES/LK NONA PH 4

About this home

13207 PANAMA BEACH COURT

Completely Furnished & Decorated — Move-In Ready. A rare and unrepeatable opportunity in one of Orlando's most coveted addresses: welcome to Isles of Lake Nona, where luxury, privacy, and lifestyle converge in this impeccably crafted 2025-built residence. Delivered fully furnished, decorated, and equipped to the highest standard, this is the home where nothing is left to imagination and everything exceeds expectation. Spanning 3,810 square feet of thoughtfully curated living space on a single level, the residence offers three bedroom and three and one-half baths, positioned on a premium 0.23-acre water view lot that ensures unobstructed views, absolute privacy, and a sense of tranquility that is simply irreplaceable. Every element of this home was selected with intention. Every interior item conveys with the property a masterfully curated collection of high-end furniture across all living spaces, custom built-in millwork in the dining room, bedrooms, and media room, contemporary décor of impeccable taste, designer rugs, flat-screen TVs in every room, a premium coffee station, a wine cooler, and a state-of-the-art security system. Nothing was overlooked. Nothing was compromised. At the heart of the residence, the gourmet kitchen stands as a statement of culinary sophistication premium KitchenAid stainless steel appliances, a gas range, LED-lit cabinetry, a walk-in pantry, and a gorgeous island that invites both intimate mornings and grand entertaining alike. The seamless transition between indoor and outdoor living is nothing short of extraordinary. The covered lanai opens to a world-class entertaining space featuring a fully equipped summer kitchen with stainless steel gas grill, sink, and built-in refrigerator, complemented by a custom pergola, designer outdoor furniture, and a patio heater ensuring every season in Florida is enjoyed in absolute comfort and style. Additional appointments include a private home office, a generously sized laundry room with premium washer and dryer, and an epoxy-finished three-car garage. The sellers spared no expense, selecting every upgrade offered by the buider Pulte a testament to the uncompromising standard of quality that defines every corner of this exceptional home. As a resident of the exclusive gated enclave of Isles of Lake Nona, you will enjoy resort-style amenities including a clubhouse and community pool, all within minutes of Lake Nona Medical City, the planned Lake Nona West shopping center, the USTA National Campus, Adventure Waterpark, and Orlando International Airport. Convenience, prestige, and serenity all in one address. Opportunities like this do not come twice. This is not simply a home for sale. This is a statement of living fully realized, impeccably appointed, and ready for those who accept nothing less than the finest.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,793

Sqft

0.23 ac

Lot size

2

Garage

2025

Year built

One

Levels

$440

Per sqft

Furnished

Inside

FlooringCeramic Tile · Other
AppliancesDishwasher · Microwave · Range · Refrigerator · Washer
InteriorWalk-In Closet(s)
LaundryOther
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorOther

Community & fees

HOA fee$458/mo
Taxes (2025)$5,878/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,206 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,637
PMI (est., until 20% equity)$461
Property tax — 2025 actual bill$490
HOA fee — from the listing$458
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $123,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $123,000
Interest rate6.00%
Loan term

Estimated payment

$8,206/mo

Principal & interest$6,637
PMI (est., until 20% equity)$461
Property taxes (actual bill)$490
HOA / condo fee$458
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$564KedgeAI estimate $783,749 · range $588K$1.1M$1.3M

vs edgeAI estimate

+56.9%

$/sqft vs Orlando actives

$440 vs $249

Days on market

59 vs 42 typical

Where $440/sqft sits among the 400 Orlando actives

120
145
72
22
12 · this home
29
$151–216$216–282$282–347$347–413$413–478$478+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of 13207 PANAMA BEACH COURT

Drive times from this address

Orlando Int’l Airport (MCO)22 min
Downtown Orlando27 min
Walt Disney World33 min
Universal Orlando34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

ORLANDO 32827 — neighborhood snapshot

Population

19,601

Median age

38.3

Median income

$112,026

Median home value

$615,700

Avg household

2.98

Households w/ children

2,611

For the school run

Orange County School District

ElementaryLaureate Park Elementary★★★★★
MiddleLake Nona Middle★★★★
HighLake Nona High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

200 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 111% above the ORLANDO 32827 median. See the full Orlando market guide →

Paper trail

This home's history

Jun 16, 2026Listed at $1,230,000 · 59 days on market since
2025Built · ISLES/LK NONA PH 4

Reality check

What actually sold near 13207 PANAMA BEACH COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13617 HAULOVER BEACH LANESold · Dec ’25

$1,050,000

13617 HAULOVER BEACH LANE · same community

5 bd · 4.5 ba · 3,561 sqft · $295/sqft · 111 DOM

10084 FIDDLEY ALLEYSold · Dec ’25

$744,000

10084 FIDDLEY ALLEY

4 bd · 3 ba · 2,724 sqft · $273/sqft · 119 DOM

14789 MILFOIL AVENUESold · Oct ’25

$698,500

14789 MILFOIL AVENUE

4 bd · 3 ba · 2,717 sqft · $257/sqft · 214 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 13207 PANAMA BEACH COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13207 PANAMA BEACH COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13207 PANAMA BEACH COURT FAQs

What would the monthly payment be for 13207 PANAMA BEACH COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,206/mo — principal and interest, the actual property-tax bill, the $458/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13207 PANAMA BEACH COURT?+

The association fee works out to $458 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13207 PANAMA BEACH COURT?+

The most recent tax bill on record (2025) was $5,878. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13207 PANAMA BEACH COURT?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $1,230,000, this home is listed about 219% above the Orlando median of $385,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13207 PANAMA BEACH COURT?+

Laureate Park Elementary (elementary), Lake Nona Middle (middle), Lake Nona High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,230,000 runs 111% above the ORLANDO 32827 median — but at 2,793 sqft it's also nearly twice the size of the typical Orlando listing.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Strong assigned schools

Laureate Park Elementary, Lake Nona Middle, Lake Nona High — Laureate Park Elementary rates 5 of 5. Always verify assignments with the district.

Listing courtesy of AUTHENTIC REAL ESTATE TEAM · Anderson Ramos. MLS #O6417630.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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