13270 PANAMA BEACH COURT, ORLANDO, FL, 32827
Active109 days on marketListed Jul 8, 2026MLS #O6423166
About this home
13270 PANAMA BEACH COURT
Virtually Staged. Move-In Ready One-Story Home on a Premium Corner Lot! Welcome to this exceptional one-story home located in Isles of Lake Nona, a gated, resort-style community in the heart of Lake Nona. This beautifully designed residence offers 4 spacious bedrooms, 3 full bathrooms, and a 2-car garage, combining comfort, functionality, and modern style. The chef-inspired kitchen features a large center island, stainless steel appliances, and a gas cooktop, making it ideal for both everyday living and entertaining. The open-concept layout flows seamlessly into the family room, where sliding glass doors lead to the covered lanai and the fully fenced backyard, creating the perfect indoor-outdoor living experience with added privacy. Positioned on a desirable corner lot at the end of a quiet cul-de-sac, this home provides additional privacy and a peaceful setting. The fully fenced backyard offers an ideal space for outdoor gatherings, pets, or simply relaxing in your own private retreat. The HOA includes lawn maintenance, high-speed internet, and access to outstanding resort-style amenities, including a clubhouse, swimming pool, fitness center, playground, and sports courts. Conveniently located just minutes from Orlando International Airport, Medical City, shopping, dining, and major highways including SR 417, SR 528, SR 408, and Narcoossee Road, this home also offers easy access to Downtown Orlando and Walt Disney World, approximately 30 minutes away. This is an outstanding opportunity to enjoy luxury living in one of Central Florida's most sought-after communities. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,326
Sqft
0.22 ac
Lot size
2
Garage
2024
Year built
One
Levels
$344
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,051 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,051/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.3%
$/sqft vs Orlando actives
$344 vs $231
Days on market
109 vs 59 typical
Where $344/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside City Of Orlando/goaa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
222 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the ORLANDO 32827 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 13270 PANAMA BEACH COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,050,000
13617 HAULOVER BEACH LANE · same community
5 bd · 4.5 ba · 3,561 sqft · $295/sqft · 111 DOM
Sold · Dec ’25$463,000
4424 MORRIS DRIVE
3 bd · 2 ba · 2,295 sqft · $202/sqft · 183 DOM
Sold · Sep ’26$435,000
4424 SILVER CREEK STREET
5 bd · 2.5 ba · 2,370 sqft · $184/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13270 PANAMA BEACH COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13270 PANAMA BEACH COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13270 PANAMA BEACH COURT FAQs
What would the monthly payment be for 13270 PANAMA BEACH COURT?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $7,051/mo — principal and interest, the actual property-tax bill, the $407/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13270 PANAMA BEACH COURT?+
The association fee works out to $407 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13270 PANAMA BEACH COURT?+
The most recent tax bill on record (2025) was $13,880. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13270 PANAMA BEACH COURT?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $799,000, this home is listed about 110% above the Orlando median of $380,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13270 PANAMA BEACH COURT?+
Lake Nona High (high), 34-M-W-7 (34-M-N-7) (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$799,000 runs 42% above the ORLANDO 32827 median — but at 2,326 sqft it's also 49% larger than the typical Orlando listing.
02Strong assigned schools
Lake Nona High, 34-M-W-7 (34-M-N-7) — Lake Nona High rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $835,000, now $799,000 — a $36K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FUSILIER MANAGEMENT GROUP. MLS #O6423166.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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