1008 E RIDGEWOOD ST, ORLANDO, FL, 32803
Active97 days on marketListed Jul 15, 2026MLS #O6423686
About this home
1008 E RIDGEWOOD ST
UNIQUE OPPORTUNITY FOR MULTI-GENERATIONAL LIVING IN THE HEART OF DOWNTOWN ORLANDO! Designed for those seeking a primary residence with exceptional flexibility, this one-of-a-kind home offers two complete living spaces under one roof, allowing everyone to enjoy both connection and independence. The main residence features 4 bedrooms, 2 bathrooms, a spacious family room, full kitchen, and laundry room, while the private lower-level residence offers 2 bedrooms, 1 bathroom, a full kitchen, expansive living room, dining area, laundry room, and its own private entrance. Two kitchens, two laundry areas, generous living spaces, and separate accommodations create an incredibly versatile home that can adapt as your needs change. And then there is the lifestyle! Just a short stroll from iconic Lake Eola, experience the very best of Downtown Orlando living. Start your mornings walking around the lake, grab coffee at a neighborhood café, spend weekends at the Farmers Market, and enjoy concerts, festivals, outdoor activities, swan boat rides, and year-round events just moments from your front door. Explore vibrant dining, rooftop lounges, craft breweries, boutique shopping and nightlife, along with the Dr. Phillips Center for the Performing Arts, Kia Center, Inter&Co Stadium, and the Central Business District. With convenient access to SunRail and major highways, this is urban living at its finest in the heart of The City Beautiful. While this home shines as a primary residence, its versatility creates even more possibilities. The property is properly zoned for short-term rentals, and the current owner has successfully welcomed repeat guests while using the property as a primary residence. Live on either level while generating income from the other, lease one residence long-term, or simply enjoy the additional space for guests, a home office, hobbies, or whatever fits your lifestyle. Additional highlights include a remodeled main-floor kitchen and bathrooms, beautifully renovated lower-level residence, roof approximately nine years old, and transferable termite bond for added peace of mind. Opportunities like this are exceptionally rare. Few properties combine a prime Downtown Orlando location, true multi-generational living, two complete living spaces, and the flexibility for future income potential. Whether you're searching for a forever home, need independent living spaces under one roof, or simply want a residence capable of evolving with your lifestyle, 1008 E. Ridgewood Street offers something truly difficult to duplicate. Schedule your private showing today!
Facts & features
The home at a glance
6
Bedrooms
3
Bathrooms
3,213
Sqft
0.19 ac
Lot size
1
Garage
1966
Year built
Two
Levels
$327
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,245 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,245/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.5%
$/sqft vs Orlando actives
$327 vs $237
Days on market
97 vs 61 typical
Where $327/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Eola Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Lake Eola Heights — neighborhood snapshot
Population
1,986
Median age
36
Median income
$118,988
Median home value
$489,194
Avg household
2
Households w/ children
96%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
210 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 128% above the ORLANDO 32803 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 1008 E RIDGEWOOD ST
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$875,000
817 LIVINGSTON STREET · same community
5 bd · 3.5 ba · 3,064 sqft · $286/sqft · 136 DOM
Sold · Jul ’26$1,570,000
1006 E HARWOOD STREET · same community
4 bd · 3.5 ba · 3,000 sqft · $523/sqft · 87 DOM
Sold · May ’26$560,000
812 E HARWOOD STREET · same community
4 bd · 3 ba · 2,163 sqft · $259/sqft · 195 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1008 E RIDGEWOOD ST — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1008 E RIDGEWOOD ST — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1008 E RIDGEWOOD ST FAQs
What would the monthly payment be for 1008 E RIDGEWOOD ST?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,245/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1008 E RIDGEWOOD ST?+
The most recent tax bill on record (2025) was $12,304. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1008 E RIDGEWOOD ST?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $1,050,000, this home is listed about 176% above the Orlando median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1008 E RIDGEWOOD ST?+
Hillcrest Elementary (elementary), Lake Como School (elementary), Edgewater High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,050,000 runs 128% above the ORLANDO 32803 median — but at 3,213 sqft it's also nearly twice the size of the typical Orlando listing.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Hillcrest Elementary, Lake Como School, Edgewater High — Hillcrest Elementary rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,100,000, now $1,050,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SUNDIAL REAL ESTATE LLC · Nicole Van Treese. MLS #O6423686.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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