CENTURY 21 Edge
$349,990$365,0003 bd2 ba1,612 sqft$217 /sqft≈$2,511 /mo all-in ↓

3208 LAKE HELEN OSTEEN ROAD, DELTONA, FL, 32738

Active66 days on marketListed Aug 13, 2026MLS #O6429420

✦ Reduced $15KPrivate poolSingle Family ResidenceDELTONA LAKES UNIT 35

About this home

3208 LAKE HELEN OSTEEN ROAD

POOL + SPA • PAID OFF SOLAR HEATED • NO HOA • NEW DRAINFIELD • NOW $349,990! Seller offering  $1,000 toward a home warranty. Spend your weekends poolside and your evenings unwinding in the heated spa. This updated 3-bedroom, 2-bath home with two family rooms  sits on a generous 0.29-acre lot, with mature trees creating an inviting backdrop for outdoor living. Positioned back from the road, the home features an extra-long driveway and approximately 1,612 square feet of thoughtfully arranged living space. A split-bedroom layout provides separation between the primary and secondary bedrooms, while two distinct living areas provide flexibility for entertaining, a home office, or a comfortable second gathering space. The remodeled kitchen connects to a dedicated dining room and features a deep sink and an extended countertop for meal preparation and serving. Updates include both bathrooms, flooring, and light fixtures, along with French doors featuring built-in blinds. The primary suite includes a walk-in closet and an updated bathroom with custom built-in storage and a separate toilet room. Outside, the swimming pool and propane-heated spa are surrounded by a spacious paver deck with room for lounge chairs, outdoor dining, and weekend cookouts. The paid-off solar pool-heating system helps extend the swimming season, while the wooded setting makes the backyard a welcoming place to relax or gather with friends. A NEW drain field, an attached two-car garage, and included appliances add practical value. The kitchen appliances, washer, dryer, and additional garage refrigerator all convey. With no HOA and shopping, dining, and healthcare nearby, this home brings together updated interiors, flexible living spaces, and a backyard designed to be enjoyed. Schedule your private showing today! Pool: The in-ground pool and screen enclosure were permitted in September 2014 and has not been resurfaced. They maintained their own pool . They pay about $350 to fill the propane once in a 12 month period . They heat the hot tub about once a month Solar pool heating: A solar panel installation permit was finalized in November 2014. Panels function Propane system: A permit for the above-ground propane tank setup and piping was finalized in November 2014.French doors: Replacement doors were permitted and finalized in January 2015. Septic last pumped and inspected drainfield replaced June 2023 . Sellers have built and semi lived in the home the last year .

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,612

Sqft

0.29 ac

Lot size

2

Garage

1987

Year built

One

Levels

$217

Per sqft

Private poolTrees/Woods view

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Thermostat
LaundryIn Garage
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
ViewTrees/Woods
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorPrivate Mailbox · Private Yard

Community & fees

Taxes (2025)$1,633/yr

Utilities & systems

UtilitiesElectricity Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,511 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$136
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$2,511/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$136
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$240KedgeAI estimate $277,472 · range $250K–$305K$364K

vs edgeAI estimate

+26.1%

$/sqft vs Deltona actives

$217 vs $205

Days on market

66 vs 51 typical

Where $217/sqft sits among the 342 Deltona actives

70
62
80
60 · this home
25
45
$158–177$177–197$197–216$216–236$236–255$255+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deltona Lakes

Drive times from this address

Downtown Orlando≈ 41 min
Universal Orlando≈ 54 min
Orlando Int’l Airport (MCO)≈ 60 min
Walt Disney World≈ 66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deltona. See the full Deltona guide →

Deltona Lakes — neighborhood snapshot

Population

86,681

Median age

40

Median income

$72,296

Median home value

$254,238

Avg household

3

Households w/ children

10,582

For the school run

Volusia County School District

ElementarySpirit Elementary School★★★★★
HighDeltona High School★★★★★
MiddleDeltona Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deltona market

Seller’s marketLeans seller — 3.3 months of inventoryBuyer’s market

$300K → $319K

Deltona median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

178 of 342

Deltona actives have cut their price

Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% above the DELTONA 32738 median. See the full Deltona market guide →

Paper trail

This home's history

CurrentPrice reduced to $349,990 ▼ $15K
Aug 13, 2026Listed at $365,000 · 66 days on market since
1987Built · DELTONA LAKES UNIT 35

Reality check

What actually sold near 3208 LAKE HELEN OSTEEN ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2355 WELDON COURTSold · Apr ’26

$300,000

2355 WELDON COURT · same community

3 bd · 2 ba · 1,625 sqft · $185/sqft · 26 DOM

3254 AGAR TERRACESold · Aug ’26

$330,000

3254 AGAR TERRACE · same community

3 bd · 2 ba · 1,534 sqft · $215/sqft · 7 DOM

3254 QUAIL DRIVESold · Apr ’26

$310,000

3254 QUAIL DRIVE · same community

3 bd · 2 ba · 1,521 sqft · $204/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Pedro Ribeiro Gloria

Your agent

Pedro Ribeiro Gloria

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3208 LAKE HELEN OSTEEN ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3208 LAKE HELEN OSTEEN ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3208 LAKE HELEN OSTEEN ROAD FAQs

What would the monthly payment be for 3208 LAKE HELEN OSTEEN ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,511/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3208 LAKE HELEN OSTEEN ROAD?+

The most recent tax bill on record (2025) was $1,633. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Deltona?+

At $349,990, this home is listed about 6% above the Deltona median of $329,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3208 LAKE HELEN OSTEEN ROAD?+

Spirit Elementary School (elementary), Deltona High School (high), Deltona Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$349,990 runs 21% above the DELTONA 32738 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $365,000, now $349,990 — a $15K cut. The full history is in the market section below.

Listing courtesy of CALL IT CLOSED INTL REALTY. MLS #O6429420.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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