2362 WHITEHORSE STREET, DELTONA, FL, 32738
Active33 days on marketListed Sep 15, 2026MLS #O6442140
About this home
2362 WHITEHORSE STREET
Virtually Staged. NEWER ROOF (2023) & HVAC (2024)! Welcome home to this inviting 2-bedroom, 2-bath home with a 1-car garage in Deltona. The open floor plan features vaulted ceilings and skylights that fill the home with natural light, creating a bright and spacious feel. The kitchen offers solid-surface countertops, ample cabinetry, and an open layout that flows easily into the main living areas. The primary suite features a private ensuite bath and walk-in closet, providing a comfortable retreat. Enjoy additional living space in the enclosed lanai/sunroom overlooking the private, fully fenced backyard—a great space to relax, entertain, or simply enjoy the Florida lifestyle. Conveniently located near parks, schools, shopping, and dining with easy access to I-4 for commuting to Sanford, Orlando, New Smyrna Beach and Daytona Beach. Enjoy being approximately 30 minutes from the coast and within easy reach of Central Florida’s world-famous attractions. Whether you're looking for a primary residence or investment opportunity, this home offers a great combination of location, comfortable living, and major recent updates, including a 2023 roof and 2024 HVAC.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
870
Sqft
0.23 ac
Lot size
1
Garage
1986
Year built
One
Levels
$276
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,952 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,952/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.5%
$/sqft vs Deltona actives
$276 vs $205
Days on market
33 vs 51 typical
Where $276/sqft sits among the 340 Deltona actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deltona Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deltona. See the full Deltona guide →
Deltona Lakes — neighborhood snapshot
Population
86,681
Median age
40
Median income
$72,296
Median home value
$254,238
Avg household
3
Households w/ children
10,582
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deltona market
$300K → $319K
Deltona median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
178 of 340
Deltona actives have cut their price
Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the DELTONA 32738 median. See the full Deltona market guide →
Paper trail
This home's history
Reality check
What actually sold near 2362 WHITEHORSE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$274,000
3201 QUAIL DRIVE · same community
3 bd · 2 ba · 1,056 sqft · $259/sqft · 52 DOM
Sold · Aug ’26$195,000
3133 QUAIL DR · same community
2 bd · 1 ba · 1,154 sqft · $169/sqft · 70 DOM
Sold · Dec ’25$181,200
3314 SHALIMAR CIRCLE · same community
3 bd · 2 ba · 1,244 sqft · $146/sqft · 89 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 2362 WHITEHORSE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2362 WHITEHORSE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2362 WHITEHORSE STREET FAQs
What would the monthly payment be for 2362 WHITEHORSE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,952/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2362 WHITEHORSE STREET?+
The most recent tax bill on record (2025) was $3,276. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2362 WHITEHORSE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deltona?+
At $240,000, this home is listed about 27% below the Deltona median of $329,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2362 WHITEHORSE STREET?+
Spirit Elementary School (elementary), Deltona High School (high), Deltona Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DELTONA 32738 market on paper
$240,000 is 17% below the DELTONA 32738 median of $290,000.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $250,000, now $240,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Christine Landrau. MLS #O6442140.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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