6344 BASS HIGHWAY, ST CLOUD, FL, 34771
Active2 days on marketListed Aug 6, 2026MLS #O6431551
About this home
6344 BASS HIGHWAY
Move-in ready and full of charm! This beautifully maintained 3-bedroom, 2-bath home offers 1,404 square feet of comfortable living space and is situated on a spacious lot in the established Pine Grove Park community of St. Cloud. The inviting exterior features attractive landscaping, a covered front entry, metal roof, and covered carport with additional driveway parking. Inside, you'll find a bright, open layout with generous living areas, a functional kitchen, and a split-bedroom floor plan that provides privacy for the primary suite. The home is perfect for first-time buyers, downsizers, or investors seeking a well-maintained property in a convenient location. Enjoy the large yard with plenty of room for entertaining, gardening, pets, or future outdoor enhancements. A storage shed provides additional space for tools and equipment. Conveniently located near schools, shopping, dining, major roadways, and the growing Lake Nona and Medical City areas, this home offers an excellent opportunity to enjoy peaceful living while remaining close to everyday conveniences. Don't miss your chance to own this affordable St. Cloud gem—schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,404
Sqft
0.18 ac
Lot size
1994
Year built
One
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,809 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,809/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$171 vs $218
Days on market
2 vs 43 typical
Where $171/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $395K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
221 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 6344 BASS HIGHWAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$250,560
1622 DOLPHIN DRIVE · same community
3 bd · 1 ba · 1,200 sqft · $209/sqft · 86 DOM
Sold · Dec ’25$222,000
1606 GAR STREET · same community
2 bd · 2 ba · 1,024 sqft · $217/sqft · 8 DOM
Sold · Dec ’25$120,000
6365 BASS HIGHWAY · same community
2 bd · 2 ba · 840 sqft · $143/sqft · 95 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6344 BASS HIGHWAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6344 BASS HIGHWAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6344 BASS HIGHWAY FAQs
What would the monthly payment be for 6344 BASS HIGHWAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,809/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6344 BASS HIGHWAY?+
The most recent tax bill on record (2025) was $1,560. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $240,000, this home is listed about 44% below the St Cloud median of $429,900. The market section on this page shows how the area is trending.
Which schools are assigned to 6344 BASS HIGHWAY?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TURBO REAL ESTATE GROUP LLC · Anthony Fanelli. MLS #O6431551.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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