6411 WOODS STREET, ST CLOUD, FL, 34771
Active121 days on marketListed Jul 9, 2026MLS #S5153444
About this home
6411 WOODS STREET
Welcome to this beautiful, move-in ready 3-bedroom, 2-bath home in the heart of St. Cloud! Situated on a spacious lot with owned land and NO HOA, this well-maintained residence offers a spacious and inviting layout designed for comfortable everyday living. A new roof adds peace of mind, while the expansive lot provides plenty of room to enjoy the outdoors. Step outside to your own private backyard oasis —perfect for relaxing, entertaining, or enjoying Florida's year-round sunshine. The fully fenced backyard offers exceptional privacy and also includes a chicken coop, making it ideal for those looking to enjoy a hobby farm or backyard homesteading. Conveniently located near shopping, dining, schools, major roadways, and Lake Nona, this home combines comfort, style, and an unbeatable location. With its move-in ready condition, generous outdoor space, and unique features, this property is ready to welcome its next owner. Don't miss your opportunity to make this exceptional home your own—schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,404
Sqft
0.28 ac
Lot size
2003
Year built
One
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,267 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,267/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.1%
$/sqft vs St Cloud actives
$189 vs $211
Days on market
121 vs 53 typical
Where $189/sqft sits among the 399 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
35,257
Median age
39.5
Median income
$97,415
Median home value
$454,400
Avg household
3.05
Households w/ children
4,899
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$411K → $385K
St Cloud median sold, yr/yr
98.6%
Sale-to-list ratio (12 mo)
204 of 399
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 6411 WOODS STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$229,000
6344 BASS HIGHWAY · same community
3 bd · 2 ba · 1,404 sqft · $163/sqft · 50 DOM
Sold · Dec ’25$222,000
1606 GAR STREET · same community
2 bd · 2 ba · 1,024 sqft · $217/sqft · 8 DOM
Sold · Dec ’25$120,000
6365 BASS HIGHWAY · same community
2 bd · 2 ba · 840 sqft · $143/sqft · 95 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6411 WOODS STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6411 WOODS STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6411 WOODS STREET FAQs
What would the monthly payment be for 6411 WOODS STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,267/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6411 WOODS STREET?+
The most recent tax bill on record (2025) was $2,051. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6411 WOODS STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $264,900, this home is listed about 37% below the St Cloud median of $422,990. The market section on this page shows how the area is trending.
Which schools are assigned to 6411 WOODS STREET?+
Narcoossee Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST CLOUD 34771 market on paper
$264,900 is 35% below the ST CLOUD 34771 median of $404,995, and at $189/sqft it sits under the St Cloud average of $228.
02Time on market is leverage
121 days on market against a St Cloud median of 53 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $285,000, now $264,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ROYAL REALTY REAL ESTATE, LLC · Ian Rinehart. MLS #S5153444.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 6411 WOODS STREET but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Emanuel to ping you on any price or status change →