1601 TROUT BOULEVARD, ST CLOUD, FL, 34771
Active15 days on marketListed Oct 23, 2026MLS #S5159845
About this home
1601 TROUT BOULEVARD
Well-Maintained 3-Bedroom Home on a Spacious Lot. Discover this well-maintained 3-bedroom, 2-bathroom home on a large lot at the end of a no-through-traffic street. The home features relatively new tile and laminate flooring, plenty of cabinet space, and a well water system with a water softener. The stove, refrigerator, washer, and dryer are included, and the home is furnished as viewed and includes new mattresses. Enjoy a two-car screened garage, plus a separate side pad suitable for a car or RV. Two metal storage sheds in the backyard provide additional space and storage. Located in the Harmony School District, this property offers room to spread out in a peaceful setting. This is a must see home, make an appointment today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,300
Sqft
0.18 ac
Lot size
1958
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,186 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,186/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−26.1%
$/sqft vs St Cloud actives
$186 vs $210
Days on market
15 vs 53 typical
Where $186/sqft sits among the 399 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
35,257
Median age
39.5
Median income
$97,415
Median home value
$454,400
Avg household
3.05
Households w/ children
4,899
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$411K → $385K
St Cloud median sold, yr/yr
98.6%
Sale-to-list ratio (12 mo)
207 of 399
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1601 TROUT BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$229,000
6344 BASS HIGHWAY · same community
3 bd · 2 ba · 1,404 sqft · $163/sqft · 50 DOM
Sold · Dec ’25$222,000
1606 GAR STREET · same community
2 bd · 2 ba · 1,024 sqft · $217/sqft · 8 DOM
Sold · Dec ’25$120,000
6365 BASS HIGHWAY · same community
2 bd · 2 ba · 840 sqft · $143/sqft · 95 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 1601 TROUT BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1601 TROUT BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1601 TROUT BOULEVARD FAQs
What would the monthly payment be for 1601 TROUT BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,186/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1601 TROUT BOULEVARD?+
The most recent tax bill on record (2025) was $3,090. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1601 TROUT BOULEVARD?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $242,000, this home is listed about 42% below the St Cloud median of $420,240. The market section on this page shows how the area is trending.
Which schools are assigned to 1601 TROUT BOULEVARD?+
Narcoossee Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AMERICAN IDEAL HOMES, LLC · Bernard Scarpa. MLS #S5159845.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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